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01801 Home Insurance Rates & Premiums
Did you know there are over 40,891 people living within the 01801 zip code area? There are over 16,592 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 01801.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Massachusetts are on the rise. The estimated average premium is around $1,316 a year for a standard homeowners insurance policy in Woburn. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
01801 Home Insurance Average Premiums
$1066 /yr.
Shows Zip Code: 01801 lowest rates with discounts applied on average.
For the 01801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1066 /yr. |
| Average Coverage: | $1316 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1616 /yr. |
What is the average home insurance cost for a home in 01801?
- • The average homeowners insurance premium paid annually for a home in 01801 is around $1316 per year.
What does it cost on average per month for home insurance in 01801?
- • Homeowners in 01801 pay a monthly average cost per month around $110.00.
What kind of discount could I get if I combine my home and auto insurance together in 01801?
- • Autoowners in 01801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Woburn, check out other zip codes nearby 01801.
To review average rates in another zip code, click on a zip code below:
01801 |
Home Replacement Cost Coverage in 01801
Average Building Cost Per Square Foot in 01801: $271
Location: Woburn, Massachusetts (Middlesex County)Average Square Footage in 01801: 1,949 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 01801 before you start any project. Woburn homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 01801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,949 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $271 | 1,949 | $528,200 |
| Additional Upgrades & Added Features | $339 | 1,949 | $660,250 |
| Major Home Updates or Advancements | $407 | 1,949 | $792,300 |
It's important to understand that when you estimate your replacement cost of your home in the 01801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 01801
McGrath Insurance
Address: 2 Mack Rd Woburn, MA 01801Phone: (781)937-0500
Website:
S B Goddard & Son Co
Address: 7 Winn St Woburn, MA 01801Phone: (781)933-0076
Website: www.goddardinsurance.com
Best Home & Auto Insurance Agencies in 01801
McGrath Insurance
Address: 2 Mack Rd Woburn, MA 01801Phone:
Website:
Info:
S B Goddard & Son Co
Address: 7 Winn St Woburn, MA 01801Phone:
Website: http://www.goddardinsurance.com
Info:
Housing Demographics for 01801
Population Review for 01801 Zip Code
For the city of Woburn, the population within 01801 has increased to over 43,505 residents in population size. The current population total is 40,891. We have broken down the population based on race below. In 01801, there are over 19885 in male population and 21006 females.
| Population | Values |
|---|---|
| Total Population | 40,891 |
| White Population | 30268 |
| Black Population | 2234 |
| Hispanic Population | 2606 |
| Asian Population | 3471 |
| Hawaiian Population | 7 |
| Indian Population | 68 |
| Other Population | 1688 |
| Male Population | 19885 |
| Female Population | 21006 |
| Population Estimate | 43505 |
Household Data for 01801
The average number of homes in 01801 is around 16,592, there are an average of 2.44 per household. The average house value according to local real estate values is around $528,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 16,592 |
| Persons Per Household | 2.44 |
| Average House Value | $528,200 |
| Income Per Household | $95184 |
| Median Age | 40.8 |
| Median Age Male | 39.5 |
| Median Age Female | 42.4 |
| 01801 Details | Values |
|---|---|
| State | MA |
| State Full Name | Massachusetts |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 781/617/978/339 |
| City | Woburn |
| City Alias Name | WOBURN |
| County | Middlesex |
| County FIPS | 017 |
| State FIPS | 25 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 1122 |
| PMSA | 1120 |
| CSA | 148 |
| CBSA | 14460 |
| CBSA_DIV | 15764 |
| CBSA_Type | Metro |
| CBSA_Name | Boston-Cambridge-Newton, MA-NH |
| MSA_Name | Boston-Worcester-Lawrence, MA-NH-ME-CT CMSA |
| PMSA_Name | Boston, MA-NH PMSA |
| Region | Northeast |
| Division | New England |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 2126 |
| Number Of Employees | 42535 |
| Business First Quarter Payroll | 940415 |
| Business Annual Payroll | 3696755 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 4552402 |
| CBSA Division Population | 2246244 |
| Congressional District | 05 |
| Congressional LandArea | 265.08 |
| Delivery Residential | 17830 |
| Delivery Business | 2872 |
| Delivery Total | 20812 |
| Preferred Last Line Key | V22856 |
| Classification Code | |
| Multi-County | |
| CSA Name | Boston-Worcester-Providence, MA-RI-NH |
| CBSA_DIV_Name | Cambridge-Newton-Framingham, MA |
| City State Key | V22856 |
| Land Area | 12.705000 |
| Water Area | 0.294000 |
| City Alias Code | |
| City Mixed Case | Woburn |
| City Alias Mixed Case | Woburn |
| Box Count | 120 |
| SFDU | 12090 |
| MFDU | 4647 |
| State ANSI | 25 |
| County ANSI | 017 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 249588 |
| Unique ZIP Name | |
| SSA State County Code | 22090 |
| Medicare CBSA Code | 15764 |
| Medicare CBSA Name | Cambridge-Newton-Framingham, MA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 0 |
| County Mixed Case | Middlesex |
Massachusetts Homeowners Insurance News & Information
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Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025
According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]
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Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025
According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country. The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]
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Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025
Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025. States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]