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01350 Home Insurance Rates & Premiums

Did you know there are over 118 people living within the 01350 zip code area? There are over 56 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 01350.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Massachusetts are on the rise. The estimated average premium is around $1,245 a year for a standard homeowners insurance policy in Monroe Bridge. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Monroe Bridge, MA Homeowners Insurance Quotes Online

01350 Home Insurance Average Premiums

Local 01350 homeowners insurance quotes comparison

$995 /yr.

Shows Zip Code: 01350 lowest rates with discounts applied on average.

For the 01350, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$995 /yr.
Average Coverage:$1245 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1545 /yr.

What is the average home insurance cost for a home in 01350?

  • • The average homeowners insurance premium paid annually for a home in 01350 is around $1245 per year.

What does it cost on average per month for home insurance in 01350?

  • • Homeowners in 01350 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 01350?

  • • Autoowners in 01350 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Monroe Bridge, check out other zip codes nearby 01350.
To review average rates in another zip code, click on a zip code below:
01350  | 

Home Replacement Cost Coverage in 01350

Average Building Cost Per Square Foot in 01350: $271

Location: Monroe Bridge, Massachusetts (Franklin County)

Average Square Footage in 01350: 369 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 01350 before you start any project. Monroe Bridge homeowners pay on average around $271 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 01350 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 01350 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 369 sq. ft. and the average cost to rebuild the home in this area is around $271 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monroe Bridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$271369$100,000
Additional Upgrades & Added Features$339369$125,000
Major Home Updates or Advancements$407369$150,000

It's important to understand that when you estimate your replacement cost of your home in the 01350 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 01350

Best Home & Auto Insurance Agencies in 01350

Housing Demographics for 01350

Population Review for 01350 Zip Code

For the city of Monroe Bridge, the population within 01350 has increased to over 56 residents in population size. The current population total is 118. We have broken down the population based on race below. In 01350, there are over 61 in male population and 57 females.

PopulationValues
Total Population118
White Population106
Black Population2
Hispanic Population2
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population61
Female Population57
Population Estimate56

Household Data for 01350

The average number of homes in 01350 is around 56, there are an average of 2.11 per household. The average house value according to local real estate values is around $100,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode56
Persons Per Household2.11
Average House Value$100,000
Income Per Household$0
Median Age47.0
Median Age Male42.8
Median Age Female51.5
01350 DetailsValues
StateMA
State Full NameMassachusetts
City TypeZ
City Alias Abbreviation
Area Code413
CityMonroe Bridge
City Alias NameMONROE BRIDGE
CountyFranklin
County FIPS011
State FIPS25
Time Zone5
Day Light SavingY
MSA
PMSA
CSA521
CBSA24640
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreenfield, MA
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea2350.29
Delivery Residential27
Delivery Business6
Delivery Total28
Preferred Last Line Key017947
Classification CodeP
Multi-County
CSA NameSpringfield-Amherst Town-Northampton, MA
CBSA_DIV_Name
City State Key017947
Land Area10.687000
Water Area0.043000
City Alias Code
City Mixed CaseMonroe Bridge
City Alias Mixed CaseMonroe Bridge
Box Count0
SFDU0
MFDU0
State ANSI25
County ANSI011
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number246545
Unique ZIP Name
SSA State County Code22060
Medicare CBSA Code44140
Medicare CBSA NameSpringfield, MA
Medicare CBSA TypeMicro
Market Rating Area ID0
County Mixed CaseFranklin

Massachusetts Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]