Get multiple home insurance quotes in 21865. Our licensed 21865, MD agents are ready to serve you.

Homeowners Insurance in 21865

For homeowners living in 21865, you want more affordable home insurance rates in Tyaskin, right? Our rates are very competitive for homeowners living in the great city of Tyaskin, MD. Many homeowners living in the 21865 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 21865 should appear in the zip code field ready to go. Comparing Tyaskin, MD Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

21865 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Tyaskin pay around $911 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Maryland home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 21865 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Tyaskin homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Maryland home insurance premium today!

Get 21865 Homeowners Insurance Rates Now!

21865 Home Insurance Average Premiums

Local 21865 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 21865 lowest rates with discounts applied on average.

For the 21865, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1211 /yr.

What is the average home insurance cost for a home in 21865?

  • • The average homeowners insurance premium paid annually for a home in 21865 is around $911 per year.

What does it cost on average per month for home insurance in 21865?

  • • Homeowners in 21865 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 21865?

  • • Autoowners in 21865 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tyaskin area, check out other zip codes nearby 21865.
Review average rates in another zip code:
21865 homeowners insurance rates

Home Replacement Cost Coverage in 21865

Average Building Cost Per Square Foot in 21865: $190

Location: Tyaskin, Maryland (Wicomico County)

Average Square Footage in 21865: 1,349 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21865 before you start any project. Tyaskin homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21865 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21865 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,349 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tyaskin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,349$256,400
Additional Upgrades & Added Features$2381,349$320,500
Major Home Updates or Advancements$2851,349$384,600

It's important to understand that when you estimate your replacement cost of your home in the 21865 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21865

Best Home & Auto Insurance Agencies in 21865

Housing Demographics for 21865

Population Review for 21865 Zip Code

For the city of Tyaskin, the population within 21865 has increased to over 483 residents in population size. The current population total is 439. We have broken down the population based on race below. In 21865, there are over 208 in male population and 231 females.

PopulationValues
Total Population439
White Population328
Black Population72
Hispanic Population9
Asian Population5
Hawaiian Population0
Indian Population3
Other Population9
Male Population208
Female Population231
Population Estimate483

Household Data for 21865

The average number of homes in 21865 is around 203, there are an average of 2.16 per household. The average house value according to local real estate values is around $256,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode203
Persons Per Household2.16
Average House Value$256,400
Income Per Household$110278
Median Age53.3
Median Age Male54.5
Median Age Female52.4
21865 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443/667
CityTyaskin
City Alias NameTYASKIN
CountyWicomico
County FIPS045
State FIPS24
Time Zone5
Day Light SavingY
MSA
PMSA
CSA480
CBSA41540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalisbury, MD
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees36
Business First Quarter Payroll240
Business Annual Payroll1160
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125203
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential224
Delivery Business3
Delivery Total243
Preferred Last Line KeyV24527
Classification Code
Multi-County
CSA NameSalisbury-Ocean Pines, MD
CBSA_DIV_Name
City State KeyV24527
Land Area18.378000
Water Area2.589000
City Alias Code
City Mixed CaseTyaskin
City Alias Mixed CaseTyaskin
Box Count14
SFDU213
MFDU0
State ANSI24
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number239090
Unique ZIP Name
SSA State County Code21220
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseWicomico

Maryland Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]