Get multiple home insurance quotes in 21122. Our licensed 21122, MD agents are ready to serve you.

21122 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 21122 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pasadena, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 21122 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Maryland, like average Pasadena homeowners insurance rates, coverage options or home insurance types, please select Pasadena, MD Home Insurance Rates Online!

21122 Home Insurance Average Premiums

Local 21122 homeowners insurance quotes comparison

$598 /yr.

Shows Zip Code: 21122 lowest rates with discounts applied on average.

For the 21122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$598 /yr.
Average Coverage:$848 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1148 /yr.

What is the average home insurance cost for a home in 21122?

  • • The average homeowners insurance premium paid annually for a home in 21122 is around $848 per year.

What does it cost on average per month for home insurance in 21122?

  • • Homeowners in 21122 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 21122?

  • • Autoowners in 21122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Pasadena, check out other zip codes nearby 21122.
To review average rates in another zip code, click on a zip code below:
21122  | 

Home Replacement Cost Coverage in 21122

Average Building Cost Per Square Foot in 21122: $190

Location: Pasadena, Maryland (Anne Arundel County)

Average Square Footage in 21122: 1,885 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21122 before you start any project. Pasadena homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,885 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pasadena area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,885$358,200
Additional Upgrades & Added Features$2381,885$447,750
Major Home Updates or Advancements$2851,885$537,300

It's important to understand that when you estimate your replacement cost of your home in the 21122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21122

Allstate Insurance - Thomas J Sperli

Address: 8039-B Ritchie Hwy Pasadena, MD 21122
Phone: (410)761-8873
Website:

Allstate Insurance - Richard Kent Schwab

Address: 4231 Postal Ct #203 Pasadena, MD 21122
Phone: (410)255-3200
Website:

Allstate Insurance - Michael H. Peters

Address: 2608 Mountain Rd #5 Pasadena, MD 21122
Phone: (410)437-8100
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5710

Allstate Insurance - Bob Evans - Mark Mundell

Address: 8667 Ft Smallwood Rd Pasadena, MD 21122
Phone: (410)437-4600
Website:

Best Home & Auto Insurance Agencies in 21122

Allstate Insurance - Thomas J Sperli

Address: 8039 Ritchie Hwy Pasadena, MD 21122
Phone:
Website:
Info:

Allstate Insurance CO

Address: 1519 Long Point Rd Pasadena, MD 21122
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Kuethe- Theresa M

Address: 8667 Fort Smallwood Rd Pasadena, MD 21122
Phone:
Website:
Info:

Allstate Insurance - Michael H. Peters

Address: 2608 Mountain Rd Pasadena, MD 21122
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5710
Info:

Allstate Insurance - Richard Kent Schwab

Address: 4231 Postal Ct, #Ct203 Pasadena, MD 21122
Phone:
Website:
Info:

Housing Demographics for 21122

Population Review for 21122 Zip Code

For the city of Pasadena, the population within 21122 has increased to over 65,362 residents in population size. The current population total is 62,368. We have broken down the population based on race below. In 21122, there are over 30726 in male population and 31642 females.

PopulationValues
Total Population62,368
White Population50817
Black Population4210
Hispanic Population3077
Asian Population1367
Hawaiian Population28
Indian Population190
Other Population1278
Male Population30726
Female Population31642
Population Estimate65362

Household Data for 21122

The average number of homes in 21122 is around 22,723, there are an average of 2.74 per household. The average house value according to local real estate values is around $358,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,723
Persons Per Household2.74
Average House Value$358,200
Income Per Household$111376
Median Age40.2
Median Age Male39.4
Median Age Female41.0
21122 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code410/443
CityPasadena
City Alias NamePASADENA
CountyAnne Arundel
County FIPS003
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1054
Number Of Employees9660
Business First Quarter Payroll95969
Business Annual Payroll458138
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District03
Congressional LandArea304.14
Delivery Residential23855
Delivery Business866
Delivery Total24625
Preferred Last Line KeyV24142
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV24142
Land Area31.375000
Water Area15.291000
City Alias Code
City Mixed CasePasadena
City Alias Mixed CasePasadena
Box Count0
SFDU17816
MFDU945
State ANSI24
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number237056
Unique ZIP Name
SSA State County Code21010
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAnne Arundel

Maryland Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]