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Searching for Homeowners Insurance in 21014

If you are a homeowners that lives in 21014 you may be searching for more affordable homeowners insurance in Bel Air. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bel Air, MD. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Maryland licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 21014 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bel Air, MD home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 21014 Home Insurance Costs: medium!

In Bel Air, homeowners are paying roughly $944 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 21014 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bel Air are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 21014 policy right now!

21014 Home Insurance Average Premiums

Local 21014 homeowners insurance quotes comparison

$694 /yr.

Shows Zip Code: 21014 lowest rates with discounts applied on average.

For the 21014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$694 /yr.
Average Coverage:$944 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1244 /yr.

What is the average home insurance cost for a home in 21014?

  • • The average homeowners insurance premium paid annually for a home in 21014 is around $944 per year.

What does it cost on average per month for home insurance in 21014?

  • • Homeowners in 21014 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 21014?

  • • Autoowners in 21014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Bel Air, check out other zip codes nearby 21014.
To review average rates in another zip code, click on a zip code below:
21014  |  21015  | 

Home Replacement Cost Coverage in 21014

Average Building Cost Per Square Foot in 21014: $190

Location: Bel Air, Maryland (Harford County)

Average Square Footage in 21014: 1,798 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21014 before you start any project. Bel Air homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,798 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bel Air area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1901,798$341,700
Additional Upgrades & Added Features$2381,798$427,125
Major Home Updates or Advancements$2851,798$512,550

It's important to understand that when you estimate your replacement cost of your home in the 21014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21014

Allstate Insurance - Timothy S Wessel

Address: 404 N Hickory Ave Bel Air, MD 21014
Phone: (410)879-8894
Website:

Gray Insurance Group Inc

Address: 432 S Main St Ste B Bel Air, MD 21014
Phone: (410)879-6383
Website:

Best Home & Auto Insurance Agencies in 21014

Rick Gerety & Association Inc - Nationwide Insurance

Address: 406 N Hickory Ave Bel Air, MD 21014
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/613962140/bel_air_md/rick_gerety_assoc_inc_nationwide_insurance.html
Info:

Harley George

Address: 219 E Broadway Bel Air, MD 21014
Phone:
Website:
Info:

Michaels- Bryan A - State Farm Insurance Agent

Address: 335 Kenmore Ave, #2 Bel Air, MD 21014
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Gray Insurance Group Inc

Address: 432 S Main St Bel Air, MD 21014
Phone:
Website:
Info:

O'Dea, David - State Farm Insurance Agent

Address: 212 Archer St Bel Air, MD 21014
Phone:
Website: http://www.baltimore.citysearch.com/profile/external/46267208/bel_air_md/o_dea_david_state_farm_insurance_agent.html
Info:

Housing Demographics for 21014

Population Review for 21014 Zip Code

For the city of Bel Air, the population within 21014 has increased to over 38,798 residents in population size. The current population total is 38,395. We have broken down the population based on race below. In 21014, there are over 18643 in male population and 19752 females.

PopulationValues
Total Population38,395
White Population31877
Black Population1940
Hispanic Population1768
Asian Population1420
Hawaiian Population19
Indian Population63
Other Population675
Male Population18643
Female Population19752
Population Estimate38798

Household Data for 21014

The average number of homes in 21014 is around 14,846, there are an average of 2.54 per household. The average house value according to local real estate values is around $341,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,846
Persons Per Household2.54
Average House Value$341,700
Income Per Household$100556
Median Age41.1
Median Age Male39.5
Median Age Female42.9
21014 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code443/410/667
CityBel Air
City Alias NameBEL AIR
CountyHarford
County FIPS025
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA0720
CSA548
CBSA12580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaltimore-Columbia-Towson, MD
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameBaltimore, MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1214
Number Of Employees16148
Business First Quarter Payroll181769
Business Annual Payroll808721
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2710489
CBSA Division Population0
Congressional District01
Congressional LandArea3977.06
Delivery Residential15275
Delivery Business1183
Delivery Total16908
Preferred Last Line KeyV22956
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_Name
City State KeyV22956
Land Area13.916000
Water Area0.075000
City Alias Code
City Mixed CaseBel Air
City Alias Mixed CaseBel Air
Box Count269
SFDU8667
MFDU3342
State ANSI24
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number230504
Unique ZIP Name
SSA State County Code21120
Medicare CBSA Code12580
Medicare CBSA NameBaltimore-Columbia-Towson, MD
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseHarford

Maryland Homeowners Insurance News & Information

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    Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]