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Homeowners Insurance in 71446

For homeowners living in 71446, you want more affordable home insurance rates in Leesville, right? Our rates are very competitive for homeowners living in the great city of Leesville, LA. Many homeowners living in the 71446 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 71446 should appear in the zip code field ready to go. Comparing Leesville, LA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

71446 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Leesville pay around $1499 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Louisiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 71446 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Leesville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Louisiana home insurance premium today!

Get 71446 Homeowners Insurance Rates Now!

71446 Home Insurance Average Premiums

Local 71446 homeowners insurance quotes comparison

$1249 /yr.

Shows Zip Code: 71446 lowest rates with discounts applied on average.

For the 71446, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1249 /yr.
Average Coverage:$1499 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1799 /yr.

What is the average home insurance cost for a home in 71446?

  • • The average homeowners insurance premium paid annually for a home in 71446 is around $1499 per year.

What does it cost on average per month for home insurance in 71446?

  • • Homeowners in 71446 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 71446?

  • • Autoowners in 71446 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leesville area, check out other zip codes nearby 71446.
Review average rates in another zip code:
71446 homeowners insurance rates

Home Replacement Cost Coverage in 71446

Average Building Cost Per Square Foot in 71446: $122

Location: Leesville, Louisiana (Vernon County)

Average Square Footage in 71446: 1,111 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71446 before you start any project. Leesville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71446 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71446 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,111 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,111$135,500
Additional Upgrades & Added Features$1531,111$169,375
Major Home Updates or Advancements$1831,111$203,250

It's important to understand that when you estimate your replacement cost of your home in the 71446 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71446

Snowden-Word Insurance Agency Inc

Address: 333 North 6th Street Leesville, LA 71446
Phone: (337)239-2000
Website:

Best Home & Auto Insurance Agencies in 71446

State Farm Insurance

Address: 1304 S 5th St Leesville, LA 71446
Phone:
Website:
Info:

Usagencies

Address: 1764 S 5th St Leesville, LA 71446
Phone:
Website: http://www.usagencies.com
Info:

Morris Insurance Agency Inc

Address: 4000 S 6th St Leesville, LA 71446
Phone:
Website: http://www.morrisla.com
Info:

Snowden-Word Insurance Agency

Address: 333 N 6th St Leesville, LA 71446
Phone:
Website:
Info:

Dean Glenn Insurance Agency

Address: 1389 Entrance Rd Leesville, LA 71446
Phone:
Website:
Info:

Housing Demographics for 71446

Population Review for 71446 Zip Code

For the city of Leesville, the population within 71446 has increased to over 24,683 residents in population size. The current population total is 22,095. We have broken down the population based on race below. In 71446, there are over 11032 in male population and 11063 females.

PopulationValues
Total Population22,095
White Population15558
Black Population3489
Hispanic Population1498
Asian Population420
Hawaiian Population96
Indian Population246
Other Population528
Male Population11032
Female Population11063
Population Estimate24683

Household Data for 71446

The average number of homes in 71446 is around 9,118, there are an average of 2.39 per household. The average house value according to local real estate values is around $135,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,118
Persons Per Household2.39
Average House Value$135,500
Income Per Household$53012
Median Age37.6
Median Age Male36.5
Median Age Female38.5
71446 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CityLeesville
City Alias NameLEESVILLE
CountyVernon
County FIPS115
State FIPS22
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses445
Number Of Employees4714
Business First Quarter Payroll39889
Business Annual Payroll172503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential10328
Delivery Business815
Delivery Total11053
Preferred Last Line KeyY24021
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY24021
Land Area660.383000
Water Area7.437000
City Alias Code
City Mixed CaseLeesville
City Alias Mixed CaseLeesville
Box Count0
SFDU8219
MFDU625
State ANSI22
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number215239
Unique ZIP Name
SSA State County Code19570
Medicare CBSA Code99919
Medicare CBSA NameRural Areas in LA
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseVernon

Louisiana Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]