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Searching for Homeowners Insurance in 71292

If you are a homeowners that lives in 71292 you may be searching for more affordable homeowners insurance in West Monroe. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of West Monroe, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 71292 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Monroe, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 71292 Home Insurance Costs: very high!

In West Monroe, homeowners are paying roughly $1554 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 71292 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in West Monroe are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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71292 Home Insurance Average Premiums

Local 71292 homeowners insurance quotes comparison

$1304 /yr.

Shows Zip Code: 71292 lowest rates with discounts applied on average.

For the 71292, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1304 /yr.
Average Coverage:$1554 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1854 /yr.

What is the average home insurance cost for a home in 71292?

  • • The average homeowners insurance premium paid annually for a home in 71292 is around $1554 per year.

What does it cost on average per month for home insurance in 71292?

  • • Homeowners in 71292 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 71292?

  • • Autoowners in 71292 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Monroe area, check out other zip codes nearby 71292.
Review average rates in another zip code:
71292 homeowners insurance rates
71291 homeowners insurance rates

Home Replacement Cost Coverage in 71292

Average Building Cost Per Square Foot in 71292: $122

Location: West Monroe, Louisiana (Ouachita County)

Average Square Footage in 71292: 863 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71292 before you start any project. West Monroe homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71292 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71292 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 863 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Monroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122863$105,300
Additional Upgrades & Added Features$153863$131,625
Major Home Updates or Advancements$183863$157,950

It's important to understand that when you estimate your replacement cost of your home in the 71292 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71292

Best Home & Auto Insurance Agencies in 71292

Housing Demographics for 71292

Population Review for 71292 Zip Code

For the city of West Monroe, the population within 71292 has increased to over 24,682 residents in population size. The current population total is 22,774. We have broken down the population based on race below. In 71292, there are over 11304 in male population and 11470 females.

PopulationValues
Total Population22,774
White Population17058
Black Population3265
Hispanic Population1428
Asian Population129
Hawaiian Population5
Indian Population140
Other Population876
Male Population11304
Female Population11470
Population Estimate24682

Household Data for 71292

The average number of homes in 71292 is around 8,819, there are an average of 2.57 per household. The average house value according to local real estate values is around $105,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,819
Persons Per Household2.57
Average House Value$105,300
Income Per Household$44199
Median Age38.9
Median Age Male38.2
Median Age Female39.6
71292 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityWest Monroe
City Alias NameWEST MONROE
CountyOuachita
County FIPS073
State FIPS22
Time Zone6
Day Light SavingY
MSA5200
PMSA
CSA384
CBSA33740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMonroe, LA
MSA_NameMonroe, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses457
Number Of Employees8181
Business First Quarter Payroll88693
Business Annual Payroll394673
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population176441
CBSA Division Population0
Congressional District05
Congressional LandArea14452.88
Delivery Residential9604
Delivery Business612
Delivery Total11374
Preferred Last Line KeyY24648
Classification Code
Multi-County
CSA NameMonroe-Ruston, LA
CBSA_DIV_Name
City State KeyY24648
Land Area153.732000
Water Area7.366000
City Alias Code
City Mixed CaseWest Monroe
City Alias Mixed CaseWest Monroe
Box Count0
SFDU9087
MFDU53
State ANSI22
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number219269
Unique ZIP Name
SSA State County Code19360
Medicare CBSA Code33740
Medicare CBSA NameMonroe, LA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseOuachita

Louisiana Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]