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Compare multiple home insurance rates for your home in Galliano just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,674 neighbors looking to save on their home insurance policy in the local 70354 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70354. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Galliano, LA home insurance rates today!
For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Galliano, LA
70354 Home Insurance Average Premiums
For the 70354, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1728 /yr. |
Average Coverage: | $1978 /yr. |
2600 sq. ft. or higher (all discounts applied) | $2278 /yr. |
What is the average home insurance cost for a home in 70354?
- • The average homeowners insurance premium paid annually for a home in 70354 is around $1978 per year.
What does it cost on average per month for home insurance in 70354?
- • Homeowners in 70354 pay a monthly average cost per month around $165.00.
What kind of discount could I get if I combine my home and auto insurance together in 70354?
- • Autoowners in 70354 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Galliano, check out other zip codes nearby 70354.
To review average rates in another zip code, click on a zip code below:
70354 |
Home Replacement Cost Coverage in 70354
Average Building Cost Per Square Foot in 70354: $122
Location: Galliano, Louisiana (Lafourche County)Average Square Footage in 70354: 851 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70354 before you start any project. Galliano homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70354 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70354 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 851 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Galliano area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 851 | $103,800 |
Additional Upgrades & Added Features | $153 | 851 | $129,750 |
Major Home Updates or Advancements | $183 | 851 | $155,700 |
It's important to understand that when you estimate your replacement cost of your home in the 70354 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70354
Best Home & Auto Insurance Agencies in 70354
Housing Demographics for 70354
Population Review for 70354 Zip Code
For the city of Galliano, the population within 70354 has increased to over 3,728 residents in population size. The current population total is 4,396. We have broken down the population based on race below. In 70354, there are over 2155 in male population and 2241 females.
Population | Values |
---|---|
Total Population | 4,396 |
White Population | 3397 |
Black Population | 109 |
Hispanic Population | 559 |
Asian Population | 25 |
Hawaiian Population | 0 |
Indian Population | 251 |
Other Population | 359 |
Male Population | 2155 |
Female Population | 2241 |
Population Estimate | 3728 |
Household Data for 70354
The average number of homes in 70354 is around 1,674, there are an average of 2.62 per household. The average house value according to local real estate values is around $103,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 1,674 |
Persons Per Household | 2.62 |
Average House Value | $103,800 |
Income Per Household | $48216 |
Median Age | 38.7 |
Median Age Male | 38.8 |
Median Age Female | 38.7 |
70354 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 985 |
City | Galliano |
City Alias Name | GALLIANO |
County | Lafourche |
County FIPS | 057 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 3350 |
PMSA | |
CSA | |
CBSA | 26380 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Houma-Bayou Cane-Thibodaux, LA |
MSA_Name | Houma, LA MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 75 |
Number Of Employees | 3026 |
Business First Quarter Payroll | 70889 |
Business Annual Payroll | 279490 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 208178 |
CBSA Division Population | 0 |
Congressional District | 01 |
Congressional LandArea | 4030.23 |
Delivery Residential | 1423 |
Delivery Business | 50 |
Delivery Total | 1914 |
Preferred Last Line Key | Y23760 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | Y23760 |
Land Area | 68.349000 |
Water Area | 7.056000 |
City Alias Code | |
City Mixed Case | Galliano |
City Alias Mixed Case | Galliano |
Box Count | 387 |
SFDU | 1423 |
MFDU | 0 |
State ANSI | 22 |
County ANSI | 057 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 213315 |
Unique ZIP Name | |
SSA State County Code | 19280 |
Medicare CBSA Code | 26380 |
Medicare CBSA Name | Houma-Thibodaux, LA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 2 |
County Mixed Case | Lafourche |
Louisiana Homeowners Insurance News & Information
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Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025
According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners. According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]
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Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025
While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires. As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]
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New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025
Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding. A report recently released […]