Get multiple home insurance quotes in 67448. Our licensed 67448, KS agents are ready to serve you.

Check Out 67448 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Gypsum, KS.

We will gather some basic information about your home in Gypsum, KS and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Kansas licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 67448 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 67448

We have pulled together a variety of data related to homeowners insurance in Kansas. Simply click on one of the links below to learn about the average cost of homeowners insurance in Kansas as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Gypsum, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

67448 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 67448 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Kansas is roughly $1216. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 67448 homeowners insurance policy!

67448 Home Insurance Average Premiums

Local 67448 homeowners insurance quotes comparison

$966 /yr.

Shows Zip Code: 67448 lowest rates with discounts applied on average.

For the 67448, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$966 /yr.
Average Coverage:$1216 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1516 /yr.

What is the average home insurance cost for a home in 67448?

  • • The average homeowners insurance premium paid annually for a home in 67448 is around $1216 per year.

What does it cost on average per month for home insurance in 67448?

  • • Homeowners in 67448 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 67448?

  • • Autoowners in 67448 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Gypsum, check out other zip codes nearby 67448.
To review average rates in another zip code, click on a zip code below:
67448  | 

Home Replacement Cost Coverage in 67448

Average Building Cost Per Square Foot in 67448: $126

Location: Gypsum, Kansas (Saline County)

Average Square Footage in 67448: 901 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67448 before you start any project. Gypsum homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67448 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67448 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 901 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gypsum area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126901$113,500
Additional Upgrades & Added Features$158901$141,875
Major Home Updates or Advancements$189901$170,250

It's important to understand that when you estimate your replacement cost of your home in the 67448 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67448

Best Home & Auto Insurance Agencies in 67448

Bankers Life & Casualty

Address: 680 Daisy Rd Carlton, KS 67448
Phone:
Website:
Info:

Housing Demographics for 67448

Population Review for 67448 Zip Code

For the city of Gypsum, the population within 67448 has increased to over 1,131 residents in population size. The current population total is 1,266. We have broken down the population based on race below. In 67448, there are over 650 in male population and 616 females.

PopulationValues
Total Population1,266
White Population1159
Black Population25
Hispanic Population35
Asian Population4
Hawaiian Population1
Indian Population1
Other Population15
Male Population650
Female Population616
Population Estimate1131

Household Data for 67448

The average number of homes in 67448 is around 486, there are an average of 2.60 per household. The average house value according to local real estate values is around $113,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode486
Persons Per Household2.60
Average House Value$113,500
Income Per Household$73333
Median Age41.8
Median Age Male41.8
Median Age Female41.8
67448 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityGypsum
City Alias NameGYPSUM
CountySaline
County FIPS169
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA41460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSalina, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees103
Business First Quarter Payroll991
Business Annual Payroll4809
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population61697
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential435
Delivery Business11
Delivery Total586
Preferred Last Line KeyW20642
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20642
Land Area210.526000
Water Area0.395000
City Alias Code
City Mixed CaseGypsum
City Alias Mixed CaseGypsum
Box Count123
SFDU435
MFDU0
State ANSI20
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number193729
Unique ZIP Name
SSA State County Code17840
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSaline

Kansas Homeowners Insurance News & Information

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    Texas homeowners are continuing to face one of the most challenging insurance markets in the country — driven by extreme weather risks, rising repair costs, and shifting insurer participation. Below is the latest overview of what buyers should know and how they can save on coverage. 1. Texas Insurance Market Landscape in 2026 Homeowners insurance […]