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Compare 67431 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Chapman just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 935 neighbors looking to save on their home insurance policy in the local 67431 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 67431. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kansas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Chapman, KS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Chapman, KS

67431 Home Insurance Average Premiums

Local 67431 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 67431 lowest rates with discounts applied on average.

For the 67431, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1380 /yr.

What is the average home insurance cost for a home in 67431?

  • • The average homeowners insurance premium paid annually for a home in 67431 is around $1080 per year.

What does it cost on average per month for home insurance in 67431?

  • • Homeowners in 67431 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 67431?

  • • Autoowners in 67431 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chapman area, check out other zip codes nearby 67431.
Review average rates in another zip code:
67431 homeowners insurance rates

Home Replacement Cost Coverage in 67431

Average Building Cost Per Square Foot in 67431: $126

Location: Chapman, Kansas (Dickinson County)

Average Square Footage in 67431: 1,310 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67431 before you start any project. Chapman homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67431 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67431 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,310 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chapman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,310$165,000
Additional Upgrades & Added Features$1581,310$206,250
Major Home Updates or Advancements$1891,310$247,500

It's important to understand that when you estimate your replacement cost of your home in the 67431 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67431

Best Home & Auto Insurance Agencies in 67431

Housing Demographics for 67431

Population Review for 67431 Zip Code

For the city of Chapman, the population within 67431 has increased to over 2,065 residents in population size. The current population total is 2,424. We have broken down the population based on race below. In 67431, there are over 1221 in male population and 1203 females.

PopulationValues
Total Population2,424
White Population2201
Black Population17
Hispanic Population135
Asian Population11
Hawaiian Population4
Indian Population9
Other Population31
Male Population1221
Female Population1203
Population Estimate2065

Household Data for 67431

The average number of homes in 67431 is around 935, there are an average of 2.56 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode935
Persons Per Household2.56
Average House Value$165,000
Income Per Household$61016
Median Age40.1
Median Age Male39.2
Median Age Female40.7
67431 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityChapman
City Alias NameCHAPMAN
CountyDickinson
County FIPS041
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees143
Business First Quarter Payroll1074
Business Annual Payroll4614
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential807
Delivery Business14
Delivery Total1060
Preferred Last Line KeyW20309
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20309
Land Area122.997000
Water Area0.905000
City Alias Code
City Mixed CaseChapman
City Alias Mixed CaseChapman
Box Count201
SFDU710
MFDU20
State ANSI20
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number191749
Unique ZIP Name
SSA State County Code17200
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseDickinson

Kansas Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]