Get multiple home insurance quotes in 67049. Our licensed 67049, KS agents are ready to serve you.

Homeowners Insurance in 67049

In Freeport, KS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 67049 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 67049 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67049 should appear in the zip code field ready to go.

67049 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Kansas, you are going to see rates around the average home insurance premium per year of $1219. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Freeport home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 67049 Home Insurance Rates Now!

Best 3 Options to Compare in 67049

If you want homeowners insurance quotes within the city of Freeport or in the 67049 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Freeport, KS.

67049 Home Insurance Average Premiums

Local 67049 homeowners insurance quotes comparison

$969 /yr.

Shows Zip Code: 67049 lowest rates with discounts applied on average.

For the 67049, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$969 /yr.
Average Coverage:$1219 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1519 /yr.

What is the average home insurance cost for a home in 67049?

  • • The average homeowners insurance premium paid annually for a home in 67049 is around $1219 per year.

What does it cost on average per month for home insurance in 67049?

  • • Homeowners in 67049 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 67049?

  • • Autoowners in 67049 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Freeport, check out other zip codes nearby 67049.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 67049

Average Building Cost Per Square Foot in 67049: $126

Location: Freeport, Kansas (Harper County)

Average Square Footage in 67049: 1,477 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67049 before you start any project. Freeport homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67049 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67049 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,477 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Freeport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,477$186,100
Additional Upgrades & Added Features$1581,477$232,625
Major Home Updates or Advancements$1891,477$279,150

It's important to understand that when you estimate your replacement cost of your home in the 67049 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67049

Best Home & Auto Insurance Agencies in 67049

American Family Insurance - Wes Higgs

Address: Anthony, KS 67049
Phone:
Website: http://www.insurance-agency.amfam.com/ks/wes-higgs/default.aspx?sourceid=yp3
Info:

Housing Demographics for 67049

Population Review for 67049 Zip Code

For the city of Freeport, the population within 67049 has increased to over 100 residents in population size. The current population total is 86. We have broken down the population based on race below. In 67049, there are over 46 in male population and 40 females.

PopulationValues
Total Population86
White Population81
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population46
Female Population40
Population Estimate100

Household Data for 67049

The average number of homes in 67049 is around 23, there are an average of 3.74 per household. The average house value according to local real estate values is around $186,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23
Persons Per Household3.74
Average House Value$186,100
Income Per Household$72917
Median Age30.7
Median Age Male30.0
Median Age Female32.5
67049 DetailsValues
StateKS
State Full NameKansas
City TypeN
City Alias Abbreviation
Area Code620
CityFreeport
City Alias NameFREEPORT
CountyHarper
County FIPS077
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential27
Delivery Business0
Delivery Total104
Preferred Last Line Key020244
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key020244
Land Area37.443000
Water Area0.000000
City Alias Code
City Mixed CaseFreeport
City Alias Mixed CaseFreeport
Box Count0
SFDU27
MFDU0
State ANSI20
County ANSI077
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number190374
Unique ZIP Name
SSA State County Code17380
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseHarper

Kansas Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]