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66782 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 66782 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in West Mineral, KS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 66782.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 66782 and start shopping.

Quickly and Easily Compare Average Rates for 66782

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional West Mineral, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 66782

Homeowners in West Mineral are paying roughly $1110 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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66782 Home Insurance Average Premiums

Local 66782 homeowners insurance quotes comparison

$860 /yr.

Shows Zip Code: 66782 lowest rates with discounts applied on average.

For the 66782, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$860 /yr.
Average Coverage:$1110 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1410 /yr.

What is the average home insurance cost for a home in 66782?

  • • The average homeowners insurance premium paid annually for a home in 66782 is around $1110 per year.

What does it cost on average per month for home insurance in 66782?

  • • Homeowners in 66782 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66782?

  • • Autoowners in 66782 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within West Mineral, check out other zip codes nearby 66782.
To review average rates in another zip code, click on a zip code below:
66782  | 

Home Replacement Cost Coverage in 66782

Average Building Cost Per Square Foot in 66782: $126

Location: West Mineral, Kansas (Cherokee County)

Average Square Footage in 66782: 269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66782 before you start any project. West Mineral homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66782 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66782 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 269 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Mineral area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126269$33,900
Additional Upgrades & Added Features$158269$42,375
Major Home Updates or Advancements$189269$50,850

It's important to understand that when you estimate your replacement cost of your home in the 66782 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66782

Best Home & Auto Insurance Agencies in 66782

Housing Demographics for 66782

Population Review for 66782 Zip Code

For the city of West Mineral, the population within 66782 has increased to over 0 residents in population size. The current population total is 159. We have broken down the population based on race below. In 66782, there are over 86 in male population and 73 females.

PopulationValues
Total Population159
White Population127
Black Population2
Hispanic Population7
Asian Population2
Hawaiian Population0
Indian Population1
Other Population3
Male Population86
Female Population73
Population Estimate0

Household Data for 66782

The average number of homes in 66782 is around 68, there are an average of 2.34 per household. The average house value according to local real estate values is around $33,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode68
Persons Per Household2.34
Average House Value$33,900
Income Per Household$41875
Median Age50.2
Median Age Male43.5
Median Age Female57.5
66782 DetailsValues
StateKS
State Full NameKansas
City TypeZ
City Alias Abbreviation
Area Code620
CityWest Mineral
City Alias NameWEST MINERAL
CountyCherokee
County FIPS021
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA309
CBSA27900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJoplin, MO-KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees15
Business First Quarter Payroll29
Business Annual Payroll123
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population175518
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential0
Delivery Business0
Delivery Total100
Preferred Last Line KeyW21727
Classification CodeP
Multi-County
CSA NameJoplin-Miami, MO-OK-KS
CBSA_DIV_Name
City State KeyW21727
Land Area0.304000
Water Area0.000000
City Alias Code
City Mixed CaseWest Mineral
City Alias Mixed CaseWest Mineral
Box Count83
SFDU0
MFDU0
State ANSI20
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number199603
Unique ZIP Name
SSA State County Code17100
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseCherokee

Kansas Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]