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Home Insurance in 66502

Our rates are very competitive for homeowners living in the 66502 zip code. Many homeowners based out of Manhattan, KS have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our KS licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 66502 should appear in the zip code field ready to go.

66502 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Manhattan area? The average homeowners premium in 66502 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 66502, you can expect to pay around $1052 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 66502

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Kansas. Start your 66502 home insurance shopping today!

  1. Manhattan, KS Home Insurance Quotes

66502 Home Insurance Average Premiums

Local 66502 homeowners insurance quotes comparison

$802 /yr.

Shows Zip Code: 66502 lowest rates with discounts applied on average.

For the 66502, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$802 /yr.
Average Coverage:$1052 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1352 /yr.

What is the average home insurance cost for a home in 66502?

  • • The average homeowners insurance premium paid annually for a home in 66502 is around $1052 per year.

What does it cost on average per month for home insurance in 66502?

  • • Homeowners in 66502 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 66502?

  • • Autoowners in 66502 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manhattan area, check out other zip codes nearby 66502.
Review average rates in another zip code:
66502 homeowners insurance rates
66503 homeowners insurance rates
66506 homeowners insurance rates

Home Replacement Cost Coverage in 66502

Average Building Cost Per Square Foot in 66502: $126

Location: Manhattan, Kansas (Riley County)

Average Square Footage in 66502: 1,558 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66502 before you start any project. Manhattan homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66502 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66502 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,558 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manhattan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,558$196,300
Additional Upgrades & Added Features$1581,558$245,375
Major Home Updates or Advancements$1891,558$294,450

It's important to understand that when you estimate your replacement cost of your home in the 66502 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66502

Sullivan & Associates Inc

Address: 720 Poyntz Avenue Manhattan, KS 66502
Phone: (785)539-7576
Website:

Farm Bureau Financial Services - Matt Machin

Address: 2630 Farm Bureau Rd Manhattan, KS 66502
Phone: (785)537-0339
Website: www.fbfs.com

Farmers Insurance Financial Services

Address: 2044 Tuttle Creek Boulevard Manhattan, KS 66502
Phone: (785)776-9382
Website: www.farmers.com

Wood Chris Lutcf

Address: 2044 Tuttle Creek Boulevard Manhattan, KS 66502
Phone: (785)537-3808
Website:

Riggs Jerry Insurance

Address: 1115 Westport Drive Suite D Manhattan, KS 66502
Phone: (785)776-4588
Website:

Best Home & Auto Insurance Agencies in 66502

Farm Bureau Financial Services

Address: 2630 Farm Bureau Rd Manhattan, KS 66502
Phone:
Website: http://www.fbfs.com
Info:

Salmans Josh Insurance

Address: 463 E Poyntz Ave Manhattan, KS 66502
Phone:
Website: http://www.statefarm.com
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Wood Chris Lutcf

Address: 2044 Tuttle Creek Blvd Manhattan, KS 66502
Phone:
Website:
Info:

Allstate Insurance-Thomas Dillion

Address: 527 Fort Riley Blvd Manhattan, KS 66502
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=1397
Info:

Jim Sipes Insurance

Address: 1325 Poyntz Ave Manhattan, KS 66502
Phone:
Website:
Info:

Housing Demographics for 66502

Population Review for 66502 Zip Code

For the city of Manhattan, the population within 66502 has increased to over 43,867 residents in population size. The current population total is 44,384. We have broken down the population based on race below. In 66502, there are over 22780 in male population and 21604 females.

PopulationValues
Total Population44,384
White Population34141
Black Population2528
Hispanic Population4279
Asian Population1929
Hawaiian Population146
Indian Population236
Other Population1463
Male Population22780
Female Population21604
Population Estimate43867

Household Data for 66502

The average number of homes in 66502 is around 18,459, there are an average of 2.22 per household. The average house value according to local real estate values is around $196,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,459
Persons Per Household2.22
Average House Value$196,300
Income Per Household$48238
Median Age26.0
Median Age Male25.7
Median Age Female26.5
66502 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityManhattan
City Alias NameMANHATTAN
CountyRiley
County FIPS161
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA31740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameManhattan, KS
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1358
Number Of Employees18963
Business First Quarter Payroll164658
Business Annual Payroll724434
Business Employment Flag
Growth Rank79
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1882
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population127081
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential19760
Delivery Business1598
Delivery Total21245
Preferred Last Line KeyW20939
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20939
Land Area221.695000
Water Area3.459000
City Alias Code
City Mixed CaseManhattan
City Alias Mixed CaseManhattan
Box Count0
SFDU11863
MFDU3784
State ANSI20
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number195643
Unique ZIP Name
SSA State County Code17800
Medicare CBSA Code31740
Medicare CBSA NameManhattan, KS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseRiley

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]