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Find the Best Home Insurance Rates in 66226

Shopping for homeowners insurance in 66226 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Shawnee, KS and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Kansas licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 66226 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 66226

Find Shawnee, KS Homeowners Insurance Quotes to review the best coverage options in your area.

66226 Home Insurance Rating is: high!

In 66226 the average premium is $1168. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 66226, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 66226!

66226 Home Insurance Average Premiums

Local 66226 homeowners insurance quotes comparison

$918 /yr.

Shows Zip Code: 66226 lowest rates with discounts applied on average.

For the 66226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$918 /yr.
Average Coverage:$1168 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1468 /yr.

What is the average home insurance cost for a home in 66226?

  • • The average homeowners insurance premium paid annually for a home in 66226 is around $1168 per year.

What does it cost on average per month for home insurance in 66226?

  • • Homeowners in 66226 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 66226?

  • • Autoowners in 66226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shawnee area, check out other zip codes nearby 66226.
Review average rates in another zip code:
66218 homeowners insurance rates
66216 homeowners insurance rates
66226 homeowners insurance rates
66203 homeowners insurance rates
66217 homeowners insurance rates

Home Replacement Cost Coverage in 66226

Average Building Cost Per Square Foot in 66226: $126

Location: Shawnee, Kansas (Johnson County)

Average Square Footage in 66226: 2,596 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66226 before you start any project. Shawnee homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,596 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shawnee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,596$327,100
Additional Upgrades & Added Features$1582,596$408,875
Major Home Updates or Advancements$1892,596$490,650

It's important to understand that when you estimate your replacement cost of your home in the 66226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66226

Best Home & Auto Insurance Agencies in 66226

Housing Demographics for 66226

Population Review for 66226 Zip Code

For the city of Shawnee, the population within 66226 has increased to over 15,890 residents in population size. The current population total is 14,844. We have broken down the population based on race below. In 66226, there are over 7492 in male population and 7352 females.

PopulationValues
Total Population14,844
White Population12546
Black Population481
Hispanic Population839
Asian Population390
Hawaiian Population4
Indian Population68
Other Population191
Male Population7492
Female Population7352
Population Estimate15890

Household Data for 66226

The average number of homes in 66226 is around 4,796, there are an average of 3.10 per household. The average house value according to local real estate values is around $327,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,796
Persons Per Household3.10
Average House Value$327,100
Income Per Household$145896
Median Age35.6
Median Age Male35.2
Median Age Female36.1
66226 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias Abbreviation
Area Code913
CityShawnee
City Alias NameSHAWNEE
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses316
Number Of Employees4764
Business First Quarter Payroll42533
Business Annual Payroll184531
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential5126
Delivery Business191
Delivery Total5208
Preferred Last Line KeyW21388
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21388
Land Area11.526000
Water Area0.668000
City Alias Code
City Mixed CaseShawnee
City Alias Mixed CaseShawnee
Box Count0
SFDU2119
MFDU629
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

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  • Homeowners Below a 580 Credit Score Pay 35% More for Home Insurance Posted on Monday 15th April, 2024

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    If you are switching insurance companies, you should always check the financial strength of any insurer you are seriously considering. While an affordable premium is always a plus, if your insurance company cannot afford to pay when you file a claim, the savings will certainly not be worth it.  A.M. Best is a credit rating […]