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52155 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 52155 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Lime Springs, IA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 52155.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 52155 and start shopping.

Quickly and Easily Compare Average Rates for 52155

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lime Springs, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 52155

Homeowners in Lime Springs are paying roughly $735 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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52155 Home Insurance Average Premiums

Local 52155 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 52155 lowest rates with discounts applied on average.

For the 52155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 52155?

  • • The average homeowners insurance premium paid annually for a home in 52155 is around $735 per year.

What does it cost on average per month for home insurance in 52155?

  • • Homeowners in 52155 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 52155?

  • • Autoowners in 52155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lime Springs, check out other zip codes nearby 52155.
To review average rates in another zip code, click on a zip code below:
52155  | 

Home Replacement Cost Coverage in 52155

Average Building Cost Per Square Foot in 52155: $130

Location: Lime Springs, Iowa (Howard County)

Average Square Footage in 52155: 816 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52155 before you start any project. Lime Springs homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 816 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lime Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130816$106,100
Additional Upgrades & Added Features$163816$132,625
Major Home Updates or Advancements$195816$159,150

It's important to understand that when you estimate your replacement cost of your home in the 52155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52155

Best Home & Auto Insurance Agencies in 52155

Housing Demographics for 52155

Population Review for 52155 Zip Code

For the city of Lime Springs, the population within 52155 has increased to over 1,243 residents in population size. The current population total is 1,244. We have broken down the population based on race below. In 52155, there are over 627 in male population and 617 females.

PopulationValues
Total Population1,244
White Population1153
Black Population0
Hispanic Population55
Asian Population5
Hawaiian Population2
Indian Population7
Other Population14
Male Population627
Female Population617
Population Estimate1243

Household Data for 52155

The average number of homes in 52155 is around 517, there are an average of 2.41 per household. The average house value according to local real estate values is around $106,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode517
Persons Per Household2.41
Average House Value$106,100
Income Per Household$61736
Median Age40.7
Median Age Male40.4
Median Age Female41.0
52155 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityLime Springs
City Alias NameLIME SPRINGS
CountyHoward
County FIPS089
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees349
Business First Quarter Payroll3954
Business Annual Payroll24462
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential516
Delivery Business10
Delivery Total598
Preferred Last Line KeyW10876
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10876
Land Area104.163000
Water Area0.103000
City Alias Code
City Mixed CaseLime Springs
City Alias Mixed CaseLime Springs
Box Count44
SFDU501
MFDU15
State ANSI19
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number185148
Unique ZIP Name
SSA State County Code16440
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseHoward

Iowa Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]