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51035 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 51035 zip code it's important to know that our rates are very competitive for homeowners living in Marcus, IA. Many homeowners based out of your 51035 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 51035 should appear in the zip code field ready to go. For Marcus, IA Homeowners Insurance Quotes nearby, we offer the best rates and service.

51035: Average Home Insurance Rates

For homeowners living in the great city of Marcus, the average homeowners policy is considered medium in comparison to other states. Iowa premiums are estimated to be around $763 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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51035 Home Insurance Average Premiums

Local 51035 homeowners insurance quotes comparison

$513 /yr.

Shows Zip Code: 51035 lowest rates with discounts applied on average.

For the 51035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$513 /yr.
Average Coverage:$763 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1063 /yr.

What is the average home insurance cost for a home in 51035?

  • • The average homeowners insurance premium paid annually for a home in 51035 is around $763 per year.

What does it cost on average per month for home insurance in 51035?

  • • Homeowners in 51035 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 51035?

  • • Autoowners in 51035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Marcus, check out other zip codes nearby 51035.
To review average rates in another zip code, click on a zip code below:
51035  | 

Home Replacement Cost Coverage in 51035

Average Building Cost Per Square Foot in 51035: $130

Location: Marcus, Iowa (Cherokee County)

Average Square Footage in 51035: 1,017 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51035 before you start any project. Marcus homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,017 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marcus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,017$132,200
Additional Upgrades & Added Features$1631,017$165,250
Major Home Updates or Advancements$1951,017$198,300

It's important to understand that when you estimate your replacement cost of your home in the 51035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51035

Best Home & Auto Insurance Agencies in 51035

Housing Demographics for 51035

Population Review for 51035 Zip Code

For the city of Marcus, the population within 51035 has increased to over 690 residents in population size. The current population total is 1,535. We have broken down the population based on race below. In 51035, there are over 777 in male population and 758 females.

PopulationValues
Total Population1,535
White Population1440
Black Population14
Hispanic Population43
Asian Population3
Hawaiian Population1
Indian Population4
Other Population12
Male Population777
Female Population758
Population Estimate690

Household Data for 51035

The average number of homes in 51035 is around 692, there are an average of 2.17 per household. The average house value according to local real estate values is around $132,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode692
Persons Per Household2.17
Average House Value$132,200
Income Per Household$68333
Median Age44.3
Median Age Male41.9
Median Age Female46.8
51035 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityMarcus
City Alias NameMARCUS
CountyCherokee
County FIPS035
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses61
Number Of Employees532
Business First Quarter Payroll5904
Business Annual Payroll24946
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential318
Delivery Business9
Delivery Total774
Preferred Last Line KeyW10950
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW10950
Land Area106.183000
Water Area0.000000
City Alias Code
City Mixed CaseMarcus
City Alias Mixed CaseMarcus
Box Count375
SFDU307
MFDU11
State ANSI19
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number185679
Unique ZIP Name
SSA State County Code16170
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseCherokee

Iowa Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]