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51002 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 51002? Our rates are very competitive for homeowners living in Alta, IA. Many homeowners based out of your 51002 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 51002 should appear in the zip code field ready to go. For Alta, IA Home Insurance Rate Quotes click to review the best rates and service online!

51002 Average Premium is Rated: Medium!

Homeowners living in 51002 can easily save up to 40% off the average home insurance premium of $977 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Alta that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 51002 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 51002!

51002 Home Insurance Average Premiums

Local 51002 homeowners insurance quotes comparison

$727 /yr.

Shows Zip Code: 51002 lowest rates with discounts applied on average.

For the 51002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$727 /yr.
Average Coverage:$977 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1277 /yr.

What is the average home insurance cost for a home in 51002?

  • • The average homeowners insurance premium paid annually for a home in 51002 is around $977 per year.

What does it cost on average per month for home insurance in 51002?

  • • Homeowners in 51002 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 51002?

  • • Autoowners in 51002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Alta, check out other zip codes nearby 51002.
To review average rates in another zip code, click on a zip code below:
51002  | 

Home Replacement Cost Coverage in 51002

Average Building Cost Per Square Foot in 51002: $130

Location: Alta, Iowa (Buena Vista County)

Average Square Footage in 51002: 930 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 51002 before you start any project. Alta homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 51002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 51002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 930 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$130930$120,900
Additional Upgrades & Added Features$163930$151,125
Major Home Updates or Advancements$195930$181,350

It's important to understand that when you estimate your replacement cost of your home in the 51002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 51002

Best Home & Auto Insurance Agencies in 51002

Housing Demographics for 51002

Population Review for 51002 Zip Code

For the city of Alta, the population within 51002 has increased to over 2,960 residents in population size. The current population total is 2,909. We have broken down the population based on race below. In 51002, there are over 1451 in male population and 1458 females.

PopulationValues
Total Population2,909
White Population2382
Black Population35
Hispanic Population524
Asian Population29
Hawaiian Population68
Indian Population27
Other Population177
Male Population1451
Female Population1458
Population Estimate2960

Household Data for 51002

The average number of homes in 51002 is around 1,110, there are an average of 2.59 per household. The average house value according to local real estate values is around $120,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,110
Persons Per Household2.59
Average House Value$120,900
Income Per Household$60568
Median Age36.5
Median Age Male36.5
Median Age Female36.5
51002 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code712
CityAlta
City Alias NameALTA
CountyBuena Vista
County FIPS021
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA44740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameStorm Lake, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses50
Number Of Employees275
Business First Quarter Payroll2921
Business Annual Payroll12397
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population20260
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential1143
Delivery Business50
Delivery Total1206
Preferred Last Line KeyW10029
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW10029
Land Area109.688000
Water Area0.037000
City Alias Code
City Mixed CaseAlta
City Alias Mixed CaseAlta
Box Count11
SFDU1017
MFDU80
State ANSI19
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number180207
Unique ZIP Name
SSA State County Code16100
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseBuena Vista

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