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Quickly Revew Homeowners Insurance in 47130

If you own a home in Jeffersonville, IN you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 47130 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Indiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 47130 and start comparing rates now.

47130 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 47130 is $854 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 47130 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Jeffersonville, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

47130 Home Insurance Average Premiums

Local 47130 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 47130 lowest rates with discounts applied on average.

For the 47130, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 47130?

  • • The average homeowners insurance premium paid annually for a home in 47130 is around $854 per year.

What does it cost on average per month for home insurance in 47130?

  • • Homeowners in 47130 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 47130?

  • • Autoowners in 47130 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Jeffersonville, check out other zip codes nearby 47130.
To review average rates in another zip code, click on a zip code below:
47130  | 

Home Replacement Cost Coverage in 47130

Average Building Cost Per Square Foot in 47130: $108

Location: Jeffersonville, Indiana (Clark County)

Average Square Footage in 47130: 1,423 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47130 before you start any project. Jeffersonville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47130 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47130 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,423 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jeffersonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,423$153,700
Additional Upgrades & Added Features$1351,423$192,125
Major Home Updates or Advancements$1621,423$230,550

It's important to understand that when you estimate your replacement cost of your home in the 47130 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47130

Best Home & Auto Insurance Agencies in 47130

Jim Nicholson Insurance Agency

Address: 2017 Allison Ln Jeff, IN 47130
Phone:
Website: http://www.niaservices.com/
Info:

Rippy- Robert S

Address: 1102 E 10th St Jeffersonville, IN 47130
Phone:
Website:
Info:

Ohio Farmers Insurance CO

Address: 609 Watt St Jeffersonville, IN 47130
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

ACE Cash Express

Address: 1725 E 10th St Jeff, IN 47130
Phone:
Website: http://www.acecashexpress.com/
Info:

American Family Insurance

Address: 714 E 10th St Jeffersonville, IN 47130
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 47130

Population Review for 47130 Zip Code

For the city of Jeffersonville, the population within 47130 has increased to over 53,916 residents in population size. The current population total is 48,481. We have broken down the population based on race below. In 47130, there are over 23505 in male population and 24976 females.

PopulationValues
Total Population48,481
White Population35249
Black Population6925
Hispanic Population2968
Asian Population728
Hawaiian Population101
Indian Population193
Other Population1360
Male Population23505
Female Population24976
Population Estimate53916

Household Data for 47130

The average number of homes in 47130 is around 20,525, there are an average of 2.32 per household. The average house value according to local real estate values is around $153,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,525
Persons Per Household2.32
Average House Value$153,700
Income Per Household$58900
Median Age39.1
Median Age Male37.7
Median Age Female40.6
47130 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias AbbreviationJEFFERSONVLLE
Area Code812/930
CityJeffersonville
City Alias NameJEFFERSONVILLE
CountyClark
County FIPS019
State FIPS18
Time Zone5
Day Light SavingY
MSA4520
PMSA
CSA350
CBSA31140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLouisville/Jefferson County, KY-IN
MSA_NameLouisville, KY-IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1196
Number Of Employees29963
Business First Quarter Payroll325379
Business Annual Payroll1438714
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1283566
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential23240
Delivery Business1510
Delivery Total25973
Preferred Last Line KeyX12610
Classification Code
Multi-County
CSA NameLouisville/Jefferson County--Elizabethtown, KY-IN
CBSA_DIV_Name
City State KeyX12610
Land Area33.933000
Water Area0.460000
City Alias Code
City Mixed CaseJeffersonville
City Alias Mixed CaseJeffersonville
Box Count0
SFDU16906
MFDU2443
State ANSI18
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number174136
Unique ZIP Name
SSA State County Code15090
Medicare CBSA Code31140
Medicare CBSA NameLouisville/Jefferson County, KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseClark

Indiana Homeowners Insurance News & Information

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  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]