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46911 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 46911? There are over 514 occupied homes in the 46911 area. With a population size of 1,396, it's not uncommon for residence of Amboy, IN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Indiana is around $844 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 46911 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Amboy, IN Home Insurance Rate Quotes

46911 Home Insurance Average Premiums

Local 46911 homeowners insurance quotes comparison

$594 /yr.

Shows Zip Code: 46911 lowest rates with discounts applied on average.

For the 46911, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$594 /yr.
Average Coverage:$844 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1144 /yr.

What is the average home insurance cost for a home in 46911?

  • • The average homeowners insurance premium paid annually for a home in 46911 is around $844 per year.

What does it cost on average per month for home insurance in 46911?

  • • Homeowners in 46911 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 46911?

  • • Autoowners in 46911 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Amboy, check out other zip codes nearby 46911.
To review average rates in another zip code, click on a zip code below:
46911  | 

Home Replacement Cost Coverage in 46911

Average Building Cost Per Square Foot in 46911: $108

Location: Amboy, Indiana (Miami County)

Average Square Footage in 46911: 1,607 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46911 before you start any project. Amboy homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46911 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46911 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,607 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Amboy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,607$173,600
Additional Upgrades & Added Features$1351,607$217,000
Major Home Updates or Advancements$1621,607$260,400

It's important to understand that when you estimate your replacement cost of your home in the 46911 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46911

Best Home & Auto Insurance Agencies in 46911

Housing Demographics for 46911

Population Review for 46911 Zip Code

For the city of Amboy, the population within 46911 has increased to over 1,093 residents in population size. The current population total is 1,396. We have broken down the population based on race below. In 46911, there are over 679 in male population and 717 females.

PopulationValues
Total Population1,396
White Population1341
Black Population13
Hispanic Population18
Asian Population7
Hawaiian Population0
Indian Population9
Other Population0
Male Population679
Female Population717
Population Estimate1093

Household Data for 46911

The average number of homes in 46911 is around 514, there are an average of 2.72 per household. The average house value according to local real estate values is around $173,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode514
Persons Per Household2.72
Average House Value$173,600
Income Per Household$85000
Median Age43.2
Median Age Male42.0
Median Age Female43.9
46911 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityAmboy
City Alias NameAMBOY
CountyMiami
County FIPS103
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA294
CBSA37940
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePeru, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees154
Business First Quarter Payroll1051
Business Annual Payroll4665
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36903
CBSA Division Population0
Congressional District02
Congressional LandArea3958.58
Delivery Residential402
Delivery Business7
Delivery Total567
Preferred Last Line KeyX11449
Classification Code
Multi-CountyY
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX11449
Land Area38.343000
Water Area0.120000
City Alias Code
City Mixed CaseAmboy
City Alias Mixed CaseAmboy
Box Count142
SFDU402
MFDU0
State ANSI18
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number170176
Unique ZIP Name
SSA State County Code15510
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMiami

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