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46792, IN Homeowners Insurance Rates

With a population size of 3,673 and with 1,466 occupied homes in the 46792 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Warren, IN are around $737 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Warren, Indiana. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Indiana home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Warren, IN.

For Indiana home insurance information, including average Warren home insurance rates, coverage options or the different homeowners insurance types, please select Warren, IN Home Insurance Quotes Now!

46792 Home Insurance Average Premiums

Local 46792 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 46792 lowest rates with discounts applied on average.

For the 46792, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 46792?

  • • The average homeowners insurance premium paid annually for a home in 46792 is around $737 per year.

What does it cost on average per month for home insurance in 46792?

  • • Homeowners in 46792 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 46792?

  • • Autoowners in 46792 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Warren, check out other zip codes nearby 46792.
To review average rates in another zip code, click on a zip code below:
46792  | 

Home Replacement Cost Coverage in 46792

Average Building Cost Per Square Foot in 46792: $108

Location: Warren, Indiana (Huntington County)

Average Square Footage in 46792: 1,092 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46792 before you start any project. Warren homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46792 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46792 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,092 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warren area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,092$117,900
Additional Upgrades & Added Features$1351,092$147,375
Major Home Updates or Advancements$1621,092$176,850

It's important to understand that when you estimate your replacement cost of your home in the 46792 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46792

Best Home & Auto Insurance Agencies in 46792

Housing Demographics for 46792

Population Review for 46792 Zip Code

For the city of Warren, the population within 46792 has increased to over 2,854 residents in population size. The current population total is 3,673. We have broken down the population based on race below. In 46792, there are over 1774 in male population and 1899 females.

PopulationValues
Total Population3,673
White Population3520
Black Population8
Hispanic Population64
Asian Population9
Hawaiian Population1
Indian Population4
Other Population27
Male Population1774
Female Population1899
Population Estimate2854

Household Data for 46792

The average number of homes in 46792 is around 1,466, there are an average of 2.34 per household. The average house value according to local real estate values is around $117,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,466
Persons Per Household2.34
Average House Value$117,900
Income Per Household$76413
Median Age50.4
Median Age Male46.7
Median Age Female52.7
46792 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityWarren
City Alias NameWARREN
CountyHuntington
County FIPS069
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA26540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHuntington, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses73
Number Of Employees714
Business First Quarter Payroll5556
Business Annual Payroll22872
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37124
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential1220
Delivery Business34
Delivery Total1701
Preferred Last Line KeyX13969
Classification Code
Multi-CountyY
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX13969
Land Area98.810000
Water Area0.768000
City Alias Code
City Mixed CaseWarren
City Alias Mixed CaseWarren
Box Count393
SFDU1110
MFDU0
State ANSI18
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number179174
Unique ZIP Name
SSA State County Code15340
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseHuntington

Indiana Homeowners Insurance News & Information

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  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

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