Get multiple home insurance quotes in 46755. Our licensed 46755, IN agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 46755

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 46755, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Kendallville, IN from a list of top tier nationwide insurers.

Our Indiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 46755 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 46755

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Kendallville, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

46755 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Kendallville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 46755, homeowners are seeing rates around 768 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 46755!

46755 Home Insurance Average Premiums

Local 46755 homeowners insurance quotes comparison

$518 /yr.

Shows Zip Code: 46755 lowest rates with discounts applied on average.

For the 46755, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$518 /yr.
Average Coverage:$768 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1068 /yr.

What is the average home insurance cost for a home in 46755?

  • • The average homeowners insurance premium paid annually for a home in 46755 is around $768 per year.

What does it cost on average per month for home insurance in 46755?

  • • Homeowners in 46755 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 46755?

  • • Autoowners in 46755 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Kendallville, check out other zip codes nearby 46755.
To review average rates in another zip code, click on a zip code below:
46755  | 

Home Replacement Cost Coverage in 46755

Average Building Cost Per Square Foot in 46755: $108

Location: Kendallville, Indiana (Noble County)

Average Square Footage in 46755: 1,138 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46755 before you start any project. Kendallville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46755 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46755 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,138 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kendallville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,138$122,900
Additional Upgrades & Added Features$1351,138$153,625
Major Home Updates or Advancements$1621,138$184,350

It's important to understand that when you estimate your replacement cost of your home in the 46755 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46755

Best Home & Auto Insurance Agencies in 46755

Kyndra Landgraff - State Farm Insurance

Address: 852 N Lima Rd Kendallville, IN 46755
Phone:
Website: http://www.callkyndra.com/
Info:

The Whan Agency Inc - Nationwide Insurance

Address: 532 N Main St Kendallville, IN 46755
Phone:
Website: http://www.nationwide.com/agent/Kendallville-INDIANA-insurance-agent/tracy-whan/office.html
Info:

State Farm Insurance Companies

Address: 228 S Main St Kendallville, IN 46755
Phone:
Website:
Info:

Axel- Duane L - State Farm Insurance Agent

Address: 710 Krueger St Kendallville, IN 46755
Phone:
Website: http://www.statrefarm.com
Info:

Housing Demographics for 46755

Population Review for 46755 Zip Code

For the city of Kendallville, the population within 46755 has increased to over 15,837 residents in population size. The current population total is 15,721. We have broken down the population based on race below. In 46755, there are over 7650 in male population and 8071 females.

PopulationValues
Total Population15,721
White Population14285
Black Population91
Hispanic Population744
Asian Population104
Hawaiian Population3
Indian Population52
Other Population303
Male Population7650
Female Population8071
Population Estimate15837

Household Data for 46755

The average number of homes in 46755 is around 6,249, there are an average of 2.48 per household. The average house value according to local real estate values is around $122,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,249
Persons Per Household2.48
Average House Value$122,900
Income Per Household$56645
Median Age39.6
Median Age Male37.9
Median Age Female41.0
46755 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityKendallville
City Alias NameKENDALLVILLE
CountyNoble
County FIPS113
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA258
CBSA28340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKendallville, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses376
Number Of Employees6969
Business First Quarter Payroll66666
Business Annual Payroll286652
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47536
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential6386
Delivery Business430
Delivery Total8079
Preferred Last Line KeyX12633
Classification Code
Multi-CountyY
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX12633
Land Area74.942000
Water Area1.062000
City Alias Code
City Mixed CaseKendallville
City Alias Mixed CaseKendallville
Box Count181
SFDU5019
MFDU201
State ANSI18
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number174202
Unique ZIP Name
SSA State County Code15560
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseNoble

Indiana Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]