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Quickly Revew Homeowners Insurance in 62901

If you own a home in Carbondale, IL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 62901 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Illinois licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 62901 and start comparing rates now.

62901 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 62901 is $831 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 62901 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Carbondale, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

62901 Home Insurance Average Premiums

Local 62901 homeowners insurance quotes comparison

$581 /yr.

Shows Zip Code: 62901 lowest rates with discounts applied on average.

For the 62901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$581 /yr.
Average Coverage:$831 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1131 /yr.

What is the average home insurance cost for a home in 62901?

  • • The average homeowners insurance premium paid annually for a home in 62901 is around $831 per year.

What does it cost on average per month for home insurance in 62901?

  • • Homeowners in 62901 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 62901?

  • • Autoowners in 62901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carbondale area, check out other zip codes nearby 62901.
Review average rates in another zip code:
62901 homeowners insurance rates
62903 homeowners insurance rates
62902 homeowners insurance rates

Home Replacement Cost Coverage in 62901

Average Building Cost Per Square Foot in 62901: $154

Location: Carbondale, Illinois (Jackson County)

Average Square Footage in 62901: 853 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62901 before you start any project. Carbondale homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 853 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carbondale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154853$131,300
Additional Upgrades & Added Features$193853$164,125
Major Home Updates or Advancements$231853$196,950

It's important to understand that when you estimate your replacement cost of your home in the 62901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62901

Allstate Insurance - Jim Renshaw

Address: 705 W Main St Carbondale, IL 62901
Phone: (618)457-6625
Website:

Best Home & Auto Insurance Agencies in 62901

Allstate Insurance Companies

Address: 305 S University Ave Carbondale, IL 62901
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bahr Jr- Robert J

Address: 1400 W Main St Carbondale, IL 62901
Phone:
Website:
Info:

Farmers Insurance Group

Address: 1114 W Main St Carbondale, IL 62901
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Allstate Insurance - Jim Renshaw

Address: 705 W Main St Carbondale, IL 62901
Phone:
Website:
Info:

Diederich Insurance Agency LLC

Address: 506 W Main St Carbondale, IL 62901
Phone:
Website: http://www.diederichgroup.com
Info:

Housing Demographics for 62901

Population Review for 62901 Zip Code

For the city of Carbondale, the population within 62901 has increased to over 22,988 residents in population size. The current population total is 22,967. We have broken down the population based on race below. In 62901, there are over 11385 in male population and 11582 females.

PopulationValues
Total Population22,967
White Population13211
Black Population5461
Hispanic Population1591
Asian Population1680
Hawaiian Population15
Indian Population106
Other Population816
Male Population11385
Female Population11582
Population Estimate22988

Household Data for 62901

The average number of homes in 62901 is around 10,142, there are an average of 2.00 per household. The average house value according to local real estate values is around $131,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,142
Persons Per Household2.00
Average House Value$131,300
Income Per Household$27304
Median Age27.6
Median Age Male27.4
Median Age Female28.0
62901 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityCarbondale
City Alias NameCARBONDALE
CountyJackson
County FIPS077
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA166
CBSA16060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCarbondale, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses656
Number Of Employees9553
Business First Quarter Payroll97548
Business Annual Payroll426925
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60218
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential11494
Delivery Business792
Delivery Total12264
Preferred Last Line KeyW12288
Classification Code
Multi-CountyY
CSA NameCarbondale-Marion-Herrin, IL
CBSA_DIV_Name
City State KeyW12288
Land Area27.060000
Water Area0.689000
City Alias Code
City Mixed CaseCarbondale
City Alias Mixed CaseCarbondale
Box Count0
SFDU6231
MFDU2545
State ANSI17
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161272
Unique ZIP Name
SSA State County Code14470
Medicare CBSA Code16060
Medicare CBSA NameCarbondale-Marion, IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseJackson

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]