Get multiple home insurance quotes in 61760. Our licensed 61760, IL agents are ready to serve you.

61760 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 61760? Our rates are very competitive for homeowners living in Minonk, IL. Many homeowners based out of your 61760 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61760 should appear in the zip code field ready to go. For Minonk, IL Home Insurance Rate Quotes click to review the best rates and service online!

61760 Average Premium is Rated: Medium!

Homeowners living in 61760 can easily save up to 40% off the average home insurance premium of $870 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Minonk that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 61760 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 61760!

61760 Home Insurance Average Premiums

Local 61760 homeowners insurance quotes comparison

$620 /yr.

Shows Zip Code: 61760 lowest rates with discounts applied on average.

For the 61760, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$620 /yr.
Average Coverage:$870 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1170 /yr.

What is the average home insurance cost for a home in 61760?

  • • The average homeowners insurance premium paid annually for a home in 61760 is around $870 per year.

What does it cost on average per month for home insurance in 61760?

  • • Homeowners in 61760 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 61760?

  • • Autoowners in 61760 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Minonk, check out other zip codes nearby 61760.
To review average rates in another zip code, click on a zip code below:
61760  | 

Home Replacement Cost Coverage in 61760

Average Building Cost Per Square Foot in 61760: $154

Location: Minonk, Illinois (Woodford County)

Average Square Footage in 61760: 725 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61760 before you start any project. Minonk homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61760 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61760 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 725 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Minonk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154725$111,700
Additional Upgrades & Added Features$193725$139,625
Major Home Updates or Advancements$231725$167,550

It's important to understand that when you estimate your replacement cost of your home in the 61760 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61760

Best Home & Auto Insurance Agencies in 61760

Housing Demographics for 61760

Population Review for 61760 Zip Code

For the city of Minonk, the population within 61760 has increased to over 2,343 residents in population size. The current population total is 2,350. We have broken down the population based on race below. In 61760, there are over 1197 in male population and 1153 females.

PopulationValues
Total Population2,350
White Population2251
Black Population13
Hispanic Population22
Asian Population0
Hawaiian Population0
Indian Population3
Other Population11
Male Population1197
Female Population1153
Population Estimate2343

Household Data for 61760

The average number of homes in 61760 is around 994, there are an average of 2.32 per household. The average house value according to local real estate values is around $111,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode994
Persons Per Household2.32
Average House Value$111,700
Income Per Household$54631
Median Age44.8
Median Age Male42.9
Median Age Female46.6
61760 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityMinonk
City Alias NameMINONK
CountyWoodford
County FIPS203
State FIPS17
Time Zone6
Day Light SavingY
MSA6120
PMSA
CSA427
CBSA37900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePeoria, IL
MSA_NamePeoria-Pekin, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses43
Number Of Employees415
Business First Quarter Payroll3636
Business Annual Payroll15666
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379186
CBSA Division Population0
Congressional District16
Congressional LandArea7917.49
Delivery Residential1010
Delivery Business63
Delivery Total1104
Preferred Last Line KeyW13977
Classification Code
Multi-CountyY
CSA NamePeoria-Canton, IL
CBSA_DIV_Name
City State KeyW13977
Land Area69.934000
Water Area0.051000
City Alias Code
City Mixed CaseMinonk
City Alias Mixed CaseMinonk
Box Count15
SFDU987
MFDU23
State ANSI17
County ANSI203
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number165184
Unique ZIP Name
SSA State County Code14992
Medicare CBSA Code37900
Medicare CBSA NamePeoria, IL
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseWoodford

Illinois Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]