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61330 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 61330? Our rates are very competitive for homeowners living in La Moille, IL. Many homeowners based out of your 61330 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 61330 should appear in the zip code field ready to go. For La Moille, IL Home Insurance Rate Quotes click to review the best rates and service online!

61330 Average Premium is Rated: Medium!

Homeowners living in 61330 can easily save up to 40% off the average home insurance premium of $846 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in La Moille that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 61330 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 61330!

61330 Home Insurance Average Premiums

Local 61330 homeowners insurance quotes comparison

$596 /yr.

Shows Zip Code: 61330 lowest rates with discounts applied on average.

For the 61330, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$596 /yr.
Average Coverage:$846 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1146 /yr.

What is the average home insurance cost for a home in 61330?

  • • The average homeowners insurance premium paid annually for a home in 61330 is around $846 per year.

What does it cost on average per month for home insurance in 61330?

  • • Homeowners in 61330 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 61330?

  • • Autoowners in 61330 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within La Moille, check out other zip codes nearby 61330.
To review average rates in another zip code, click on a zip code below:
61330  | 

Home Replacement Cost Coverage in 61330

Average Building Cost Per Square Foot in 61330: $154

Location: La Moille, Illinois (Bureau County)

Average Square Footage in 61330: 806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 61330 before you start any project. La Moille homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 61330 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 61330 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 806 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the La Moille area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154806$124,100
Additional Upgrades & Added Features$193806$155,125
Major Home Updates or Advancements$231806$186,150

It's important to understand that when you estimate your replacement cost of your home in the 61330 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 61330

Best Home & Auto Insurance Agencies in 61330

Housing Demographics for 61330

Population Review for 61330 Zip Code

For the city of La Moille, the population within 61330 has increased to over 920 residents in population size. The current population total is 1,369. We have broken down the population based on race below. In 61330, there are over 651 in male population and 718 females.

PopulationValues
Total Population1,369
White Population1273
Black Population4
Hispanic Population75
Asian Population3
Hawaiian Population1
Indian Population5
Other Population19
Male Population651
Female Population718
Population Estimate920

Household Data for 61330

The average number of homes in 61330 is around 556, there are an average of 2.46 per household. The average house value according to local real estate values is around $124,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode556
Persons Per Household2.46
Average House Value$124,100
Income Per Household$75750
Median Age45.9
Median Age Male44.6
Median Age Female47.5
61330 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815
CityLa Moille
City Alias NameLA MOILLE
CountyBureau
County FIPS011
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA36837
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOttawa, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees42
Business First Quarter Payroll348
Business Annual Payroll1931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District14|16
Congressional LandArea1597.6|7917.49
Delivery Residential374
Delivery Business8
Delivery Total612
Preferred Last Line KeyW13587
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyW13587
Land Area73.292000
Water Area0.023000
City Alias Code
City Mixed CaseLa Moille
City Alias Mixed CaseLa Moille
Box Count175
SFDU363
MFDU10
State ANSI17
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number164290
Unique ZIP Name
SSA State County Code14050
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBureau

Illinois Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]