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60969 Home Insurance Rates
For homeowners living in 60969, the population estimates are increasing to well over 59 with 24 occupied homes within the zip code of 60969. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Union Hill have increased and the average home insurance premium is around $1,045 per year in 60969. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 60969 zip code today so we can help you find affordable Union Hill, IL home insurance premiums.
Compare Multiple Homeowners Insurance Rates in 60969
Please select one of the three options below based on your 60969 zip code to learn more about Illinois homeowners insurance, plus review average rates and information per state, county or city.
- Illinois Homeowners Insurance Quotes
- Kankakee County, IL Home Insurance
- Union Hill, IL Home Insurance Quotes
60969 Average Home Insurance Rating Cost is: Medium!
Getting cheaper homeowners insurance in the 60969 zip code just got easier with GetHomeInsuranceQuotes.com of Union Hill, IL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 60969 today and let us help you review the best home insurance quotes available for homeowners living in Union Hill.
60969 Home Insurance Average Premiums
$795 /yr.
Shows Zip Code: 60969 lowest rates with discounts applied on average.
For the 60969, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $795 /yr. |
| Average Coverage: | $1045 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1345 /yr. |
What is the average home insurance cost for a home in 60969?
- • The average homeowners insurance premium paid annually for a home in 60969 is around $1045 per year.
What does it cost on average per month for home insurance in 60969?
- • Homeowners in 60969 pay a monthly average cost per month around $87.00.
What kind of discount could I get if I combine my home and auto insurance together in 60969?
- • Autoowners in 60969 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Union Hill, check out other zip codes nearby 60969.
To review average rates in another zip code, click on a zip code below:
Home Replacement Cost Coverage in 60969
Average Building Cost Per Square Foot in 60969: $154
Location: Union Hill, Illinois (Kankakee County)Average Square Footage in 60969: 1,071 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 60969 before you start any project. Union Hill homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60969 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 60969 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,071 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Union Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $154 | 1,071 | $165,000 |
| Additional Upgrades & Added Features | $193 | 1,071 | $206,250 |
| Major Home Updates or Advancements | $231 | 1,071 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 60969 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 60969
Best Home & Auto Insurance Agencies in 60969
Housing Demographics for 60969
Population Review for 60969 Zip Code
For the city of Union Hill, the population within 60969 has increased to over 0 residents in population size. The current population total is 59. We have broken down the population based on race below. In 60969, there are over 30 in male population and 29 females.
| Population | Values |
|---|---|
| Total Population | 59 |
| White Population | 56 |
| Black Population | 0 |
| Hispanic Population | 2 |
| Asian Population | 0 |
| Hawaiian Population | 0 |
| Indian Population | 1 |
| Other Population | 0 |
| Male Population | 30 |
| Female Population | 29 |
| Population Estimate | 0 |
Household Data for 60969
The average number of homes in 60969 is around 24, there are an average of 2.46 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 24 |
| Persons Per Household | 2.46 |
| Average House Value | $165,000 |
| Income Per Household | $71875 |
| Median Age | 39.3 |
| Median Age Male | 37.5 |
| Median Age Female | 45.5 |
| 60969 Details | Values |
|---|---|
| State | IL |
| State Full Name | Illinois |
| City Type | Z |
| City Alias Abbreviation | |
| Area Code | 779/815 |
| City | Union Hill |
| City Alias Name | UNION HILL |
| County | Kankakee |
| County FIPS | 091 |
| State FIPS | 17 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 1602 |
| PMSA | 3740 |
| CSA | 176 |
| CBSA | 28100 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Kankakee, IL |
| MSA_Name | Chicago-Gary-Kenosha, IL-IN-WI CMSA |
| PMSA_Name | Kankakee, IL PMSA |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 6 |
| Number Of Employees | 158 |
| Business First Quarter Payroll | 1455 |
| Business Annual Payroll | 6847 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 113449 |
| CBSA Division Population | 0 |
| Congressional District | 02 |
| Congressional LandArea | 1080.67 |
| Delivery Residential | 0 |
| Delivery Business | 0 |
| Delivery Total | 34 |
| Preferred Last Line Key | W15332 |
| Classification Code | P |
| Multi-County | |
| CSA Name | Chicago-Naperville, IL-IN-WI |
| CBSA_DIV_Name | |
| City State Key | W15332 |
| Land Area | 0.255000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Union Hill |
| City Alias Mixed Case | Union Hill |
| Box Count | 28 |
| SFDU | 0 |
| MFDU | 0 |
| State ANSI | 17 |
| County ANSI | 091 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 167932 |
| Unique ZIP Name | |
| SSA State County Code | 14540 |
| Medicare CBSA Code | 28100 |
| Medicare CBSA Name | Kankakee, IL |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Kankakee |
Illinois Homeowners Insurance News & Information
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Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025
According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners. According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]
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Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025
While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires. As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]
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New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025
Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding. A report recently released […]