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Home Insurance Quotes in 60966

Are you shopping for a cheaper homeowners insurance rate in 60966? Our rates are very competitive for homeowners living in Sheldon, IL. Many homeowners located in the 60966 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 60966. To get free 60966 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 60966 zip code should appear in the zip code field ready to go. Shopping Sheldon, IL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 60966 to review the best rate coverages.

Your 60966 Home Insurance Costs Is Rated: Medium!

For the great city of Sheldon, the average home insurance premium paid annually is around $854 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Illinois specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Sheldon and need insurance on your home in the 60966 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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60966 Home Insurance Average Premiums

Local 60966 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 60966 lowest rates with discounts applied on average.

For the 60966, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 60966?

  • • The average homeowners insurance premium paid annually for a home in 60966 is around $854 per year.

What does it cost on average per month for home insurance in 60966?

  • • Homeowners in 60966 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60966?

  • • Autoowners in 60966 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Sheldon, check out other zip codes nearby 60966.
To review average rates in another zip code, click on a zip code below:
60966  | 

Home Replacement Cost Coverage in 60966

Average Building Cost Per Square Foot in 60966: $154

Location: Sheldon, Illinois (Iroquois County)

Average Square Footage in 60966: 438 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60966 before you start any project. Sheldon homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60966 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60966 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 438 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sheldon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154438$67,400
Additional Upgrades & Added Features$193438$84,250
Major Home Updates or Advancements$231438$101,100

It's important to understand that when you estimate your replacement cost of your home in the 60966 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60966

Best Home & Auto Insurance Agencies in 60966

Franklin Wolfe Ins Agency

Address: 185 N 4th St Sheldon, IL 60966
Phone:
Website:
Info:

Housing Demographics for 60966

Population Review for 60966 Zip Code

For the city of Sheldon, the population within 60966 has increased to over 820 residents in population size. The current population total is 1,379. We have broken down the population based on race below. In 60966, there are over 686 in male population and 693 females.

PopulationValues
Total Population1,379
White Population1244
Black Population13
Hispanic Population65
Asian Population10
Hawaiian Population0
Indian Population10
Other Population16
Male Population686
Female Population693
Population Estimate820

Household Data for 60966

The average number of homes in 60966 is around 573, there are an average of 2.37 per household. The average house value according to local real estate values is around $67,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode573
Persons Per Household2.37
Average House Value$67,400
Income Per Household$43125
Median Age44.8
Median Age Male40.9
Median Age Female48.0
60966 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code815/779
CitySheldon
City Alias NameSHELDON
CountyIroquois
County FIPS075
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees113
Business First Quarter Payroll1075
Business Annual Payroll3875
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea1080.67
Delivery Residential346
Delivery Business7
Delivery Total673
Preferred Last Line KeyW14853
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW14853
Land Area60.163000
Water Area0.000000
City Alias Code
City Mixed CaseSheldon
City Alias Mixed CaseSheldon
Box Count250
SFDU346
MFDU0
State ANSI17
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number167200
Unique ZIP Name
SSA State County Code14460
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseIroquois

Illinois Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]