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60661 Homeowners Insurance Quotes & Rates

Chicago residents living within the 7,740 homes available in the zip code of 60661 are shopping online to compare cheaper and more affordable Chicago, IL home insurance rates. In the great city of Chicago, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $932 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 60661 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 60661 home insurance rates today! Please give us a call now at 1-855-976-2656. For Chicago, IL Homeowners Insurance Quotes, Click to easily get started!

60661 Home Insurance Average Premiums

Local 60661 homeowners insurance quotes comparison

$682 /yr.

Shows Zip Code: 60661 lowest rates with discounts applied on average.

For the 60661, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$682 /yr.
Average Coverage:$932 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1232 /yr.

What is the average home insurance cost for a home in 60661?

  • • The average homeowners insurance premium paid annually for a home in 60661 is around $932 per year.

What does it cost on average per month for home insurance in 60661?

  • • Homeowners in 60661 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 60661?

  • • Autoowners in 60661 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Chicago, check out other zip codes nearby 60661.
To review average rates in another zip code, click on a zip code below:
60614  |  60611  |  60649  |  60625  |  60659  |  60615  |  60644  |  60618  |  60654  |  60636  | 

Home Replacement Cost Coverage in 60661

Average Building Cost Per Square Foot in 60661: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60661: 2,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60661 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60661 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60661 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,486 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,486$382,900
Additional Upgrades & Added Features$1932,486$478,625
Major Home Updates or Advancements$2312,486$574,350

It's important to understand that when you estimate your replacement cost of your home in the 60661 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60661

Allstate Insurance - Joe Schneider

Address: 217 N Jefferson #601 Chicago, IL 60661
Phone: (312)234-9427
Website:

Best Home & Auto Insurance Agencies in 60661

Allstate Insurance - Joe Schneider

Address: 217 N Jefferson St Chicago, IL 60661
Phone:
Website:
Info:

Housing Demographics for 60661

Population Review for 60661 Zip Code

For the city of Chicago, the population within 60661 has increased to over 14,309 residents in population size. The current population total is 11,987. We have broken down the population based on race below. In 60661, there are over 6170 in male population and 5817 females.

PopulationValues
Total Population11,987
White Population6959
Black Population622
Hispanic Population691
Asian Population3413
Hawaiian Population8
Indian Population30
Other Population216
Male Population6170
Female Population5817
Population Estimate14309

Household Data for 60661

The average number of homes in 60661 is around 7,740, there are an average of 1.55 per household. The average house value according to local real estate values is around $382,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,740
Persons Per Household1.55
Average House Value$382,900
Income Per Household$139063
Median Age31.1
Median Age Male31.5
Median Age Female30.8
60661 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code312/773/872/708/630
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1104
Number Of Employees39496
Business First Quarter Payroll1723320
Business Annual Payroll5485638
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District07
Congressional LandArea62.52
Delivery Residential9232
Delivery Business736
Delivery Total10012
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area0.306000
Water Area0.000000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count0
SFDU9
MFDU9223
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]