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If you live in the 60639 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Chicago have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 60639 and then compare quotes from a variety of nationwide insurance companies.

60639 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 60639 the average premium for homeowners coverage is $864 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 60639. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 60639 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Chicago, IL home insurance quotes in your area.

60639 Home Insurance Average Premiums

Local 60639 homeowners insurance quotes comparison

$614 /yr.

Shows Zip Code: 60639 lowest rates with discounts applied on average.

For the 60639, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$614 /yr.
Average Coverage:$864 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1164 /yr.

What is the average home insurance cost for a home in 60639?

  • • The average homeowners insurance premium paid annually for a home in 60639 is around $864 per year.

What does it cost on average per month for home insurance in 60639?

  • • Homeowners in 60639 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 60639?

  • • Autoowners in 60639 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60639.
Review average rates in another zip code:
60629 homeowners insurance rates
60607 homeowners insurance rates
60649 homeowners insurance rates
60639 homeowners insurance rates
60640 homeowners insurance rates
60604 homeowners insurance rates
60609 homeowners insurance rates
60612 homeowners insurance rates
60614 homeowners insurance rates
60616 homeowners insurance rates

Home Replacement Cost Coverage in 60639

Average Building Cost Per Square Foot in 60639: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60639: 1,646 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60639 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60639 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60639 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,646 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,646$253,500
Additional Upgrades & Added Features$1931,646$316,875
Major Home Updates or Advancements$2311,646$380,250

It's important to understand that when you estimate your replacement cost of your home in the 60639 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60639

Best Home & Auto Insurance Agencies in 60639

Burton- Raymond G - State Farm Insurance Agent

Address: 4357 W Fullerton Ave Chicago, IL 60639
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

International Auto Design

Address: 4943 W Fullerton Ave Chicago, IL 60639
Phone:
Website:
Info:

Eric Gutierrez-Farmers Insurance

Address: 6244 W North Ave Chicago, IL 60639
Phone:
Website: http://www.farmersagent.com/egutierrez/
Info:

Farmers Insurance

Address: 4410 W Armitage Ave Chicago, IL 60639
Phone:
Website:
Info:

Higgins- John F - State Farm Insurance Agent

Address: 5840 W Fullerton Ave Chicago, IL 60639
Phone:
Website:
Info:

Housing Demographics for 60639

Population Review for 60639 Zip Code

For the city of Chicago, the population within 60639 has increased to over 66,022 residents in population size. The current population total is 89,543. We have broken down the population based on race below. In 60639, there are over 44200 in male population and 45343 females.

PopulationValues
Total Population89,543
White Population14805
Black Population11791
Hispanic Population70850
Asian Population1088
Hawaiian Population64
Indian Population2985
Other Population42499
Male Population44200
Female Population45343
Population Estimate66022

Household Data for 60639

The average number of homes in 60639 is around 27,737, there are an average of 3.22 per household. The average house value according to local real estate values is around $253,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,737
Persons Per Household3.22
Average House Value$253,500
Income Per Household$53197
Median Age34.1
Median Age Male33.2
Median Age Female34.9
60639 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code773/872
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1217
Number Of Employees15219
Business First Quarter Payroll228583
Business Annual Payroll890871
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|07
Congressional LandArea237.18|62.52
Delivery Residential20504
Delivery Business2051
Delivery Total22883
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area4.962000
Water Area0.000000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count237
SFDU14767
MFDU5585
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]