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60625 Home Insurance Quotes & Rates

Currently, the 30,669 homes within the 60625 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Illinois is around $873 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Chicago, IL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 60625.

Illinois is now ranking #31 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Chicago home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Illinois has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 60625 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Chicago, Illinois home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Chicago, IL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

60625 Home Insurance Average Premiums

Local 60625 homeowners insurance quotes comparison

$623 /yr.

Shows Zip Code: 60625 lowest rates with discounts applied on average.

For the 60625, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$623 /yr.
Average Coverage:$873 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1173 /yr.

What is the average home insurance cost for a home in 60625?

  • • The average homeowners insurance premium paid annually for a home in 60625 is around $873 per year.

What does it cost on average per month for home insurance in 60625?

  • • Homeowners in 60625 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 60625?

  • • Autoowners in 60625 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60625.
Review average rates in another zip code:
60633 homeowners insurance rates
60620 homeowners insurance rates
60642 homeowners insurance rates
60612 homeowners insurance rates
60634 homeowners insurance rates
60661 homeowners insurance rates
60605 homeowners insurance rates
60616 homeowners insurance rates
60617 homeowners insurance rates
60639 homeowners insurance rates

Home Replacement Cost Coverage in 60625

Average Building Cost Per Square Foot in 60625: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60625: 2,329 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60625 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60625 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60625 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,329 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,329$358,700
Additional Upgrades & Added Features$1932,329$448,375
Major Home Updates or Advancements$2312,329$538,050

It's important to understand that when you estimate your replacement cost of your home in the 60625 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60625

Allstate Insurance - Conrado Bruce

Address: 5232 N Western Ave Chicago, IL 60625
Phone: (773)561-4300
Website:

Best Home & Auto Insurance Agencies in 60625

Corrigan- Edward M

Address: 4538 N Western Ave Chicago, IL 60625
Phone:
Website:
Info:

Conrado Bruce Agency

Address: 5232 N Western Ave Chicago, IL 60625
Phone:
Website:
Info:

Housing Demographics for 60625

Population Review for 60625 Zip Code

For the city of Chicago, the population within 60625 has increased to over 72,192 residents in population size. The current population total is 76,525. We have broken down the population based on race below. In 60625, there are over 38014 in male population and 38511 females.

PopulationValues
Total Population76,525
White Population36891
Black Population3848
Hispanic Population25697
Asian Population10608
Hawaiian Population39
Indian Population1196
Other Population14462
Male Population38014
Female Population38511
Population Estimate72192

Household Data for 60625

The average number of homes in 60625 is around 30,669, there are an average of 2.43 per household. The average house value according to local real estate values is around $358,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode30,669
Persons Per Household2.43
Average House Value$358,700
Income Per Household$76088
Median Age35.5
Median Age Male35.4
Median Age Female35.6
60625 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code773/872
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1242
Number Of Employees11268
Business First Quarter Payroll117507
Business Annual Payroll485401
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|05|09
Congressional LandArea237.18|95.71|105.35
Delivery Residential29709
Delivery Business1534
Delivery Total31782
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area3.763000
Water Area0.034000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count194
SFDU9343
MFDU20310
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]