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Check Out 60613 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Chicago, IL.

We will gather some basic information about your home in Chicago, IL and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Illinois licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 60613 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 60613

We have pulled together a variety of data related to homeowners insurance in Illinois. Simply click on one of the links below to learn about the average cost of homeowners insurance in Illinois as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Chicago, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

60613 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 60613 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Illinois is roughly $879. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 60613 homeowners insurance policy!

60613 Home Insurance Average Premiums

Local 60613 homeowners insurance quotes comparison

$629 /yr.

Shows Zip Code: 60613 lowest rates with discounts applied on average.

For the 60613, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$629 /yr.
Average Coverage:$879 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1179 /yr.

What is the average home insurance cost for a home in 60613?

  • • The average homeowners insurance premium paid annually for a home in 60613 is around $879 per year.

What does it cost on average per month for home insurance in 60613?

  • • Homeowners in 60613 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 60613?

  • • Autoowners in 60613 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago area, check out other zip codes nearby 60613.
Review average rates in another zip code:
60620 homeowners insurance rates
60630 homeowners insurance rates
60645 homeowners insurance rates
60617 homeowners insurance rates
60652 homeowners insurance rates
60644 homeowners insurance rates
60623 homeowners insurance rates
60642 homeowners insurance rates
60608 homeowners insurance rates
60614 homeowners insurance rates

Home Replacement Cost Coverage in 60613

Average Building Cost Per Square Foot in 60613: $154

Location: Chicago, Illinois (Cook County)

Average Square Footage in 60613: 2,345 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60613 before you start any project. Chicago homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60613 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60613 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,345 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,345$361,100
Additional Upgrades & Added Features$1932,345$451,375
Major Home Updates or Advancements$2312,345$541,650

It's important to understand that when you estimate your replacement cost of your home in the 60613 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60613

Allstate Insurance - Brian K. Roscoe

Address: 1824 W Addison Chicago, IL 60613
Phone: (773)929-9400
Website:

Allstate Insurance - Jim Defrancesca

Address: 1824 W. Addison Chicago, IL 60613
Phone: (773)929-9400
Website:

Allstate Insurance - Marsha Williams

Address: 4132 N Broadway Chicago, IL 60613
Phone: (773)525-1135
Website:

Allstate Insurance - Michael P Cox

Address: 1412 W Irving Park Rd Chicago, IL 60613
Phone: (773)327-0700
Website:

Allstate Insurance-Jim DeFrancesca & Brian Roscoe

Address: 1824 W Addison St (at The Ravenswood "l") Chicago, IL 60613
Phone: (773)929-9400
Website: agent.allstate.com/60285

Best Home & Auto Insurance Agencies in 60613

Allstate Insurance - Michael P Cox

Address: 1412 W Irving Park Rd Chicago, IL 60613
Phone:
Website:
Info:

Defrancesca Jim Insurance

Address: 1824 W Addison St Chicago, IL 60613
Phone:
Website:
Info:

Allstate Insurance - Marsha Williams

Address: 4132 N Broadway St Chicago, IL 60613
Phone:
Website:
Info:

Greg Jareczek Ins Agency Inc - State Farm Insurance Agent

Address: 3929 N Ashland Ave Chicago, IL 60613
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ayers- Karen N - State Farm Insurance Agent

Address: 950 W Montrose Ave Chicago, IL 60613
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 60613

Population Review for 60613 Zip Code

For the city of Chicago, the population within 60613 has increased to over 55,439 residents in population size. The current population total is 53,048. We have broken down the population based on race below. In 60613, there are over 26986 in male population and 26062 females.

PopulationValues
Total Population53,048
White Population37888
Black Population4214
Hispanic Population5964
Asian Population4006
Hawaiian Population16
Indian Population203
Other Population2136
Male Population26986
Female Population26062
Population Estimate55439

Household Data for 60613

The average number of homes in 60613 is around 29,375, there are an average of 1.79 per household. The average house value according to local real estate values is around $361,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode29,375
Persons Per Household1.79
Average House Value$361,100
Income Per Household$88267
Median Age32.9
Median Age Male33.3
Median Age Female32.5
60613 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code773/872
CityChicago
City Alias NameCHICAGO
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1262
Number Of Employees16183
Business First Quarter Payroll281950
Business Annual Payroll1308607
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District05|09
Congressional LandArea95.71|105.35
Delivery Residential30972
Delivery Business1286
Delivery Total32680
Preferred Last Line KeyW12401
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12401
Land Area2.328000
Water Area0.586000
City Alias Code
City Mixed CaseChicago
City Alias Mixed CaseChicago
Box Count156
SFDU3783
MFDU27103
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161542
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]