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60449 Home Insurance Rates & Premiums

Did you know there are over 8,961 people living within the 60449 zip code area? There are over 3,385 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 60449.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $911 a year for a standard homeowners insurance policy in Monee. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Monee, IL Homeowners Insurance Quotes Online

60449 Home Insurance Average Premiums

Local 60449 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 60449 lowest rates with discounts applied on average.

For the 60449, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1211 /yr.

What is the average home insurance cost for a home in 60449?

  • • The average homeowners insurance premium paid annually for a home in 60449 is around $911 per year.

What does it cost on average per month for home insurance in 60449?

  • • Homeowners in 60449 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 60449?

  • • Autoowners in 60449 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Monee, check out other zip codes nearby 60449.
To review average rates in another zip code, click on a zip code below:
60449  | 

Home Replacement Cost Coverage in 60449

Average Building Cost Per Square Foot in 60449: $154

Location: Monee, Illinois (Will County)

Average Square Footage in 60449: 1,519 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60449 before you start any project. Monee homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60449 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60449 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,519 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,519$233,900
Additional Upgrades & Added Features$1931,519$292,375
Major Home Updates or Advancements$2311,519$350,850

It's important to understand that when you estimate your replacement cost of your home in the 60449 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60449

Best Home & Auto Insurance Agencies in 60449

Housing Demographics for 60449

Population Review for 60449 Zip Code

For the city of Monee, the population within 60449 has increased to over 8,967 residents in population size. The current population total is 8,961. We have broken down the population based on race below. In 60449, there are over 4457 in male population and 4504 females.

PopulationValues
Total Population8,961
White Population6065
Black Population1710
Hispanic Population955
Asian Population138
Hawaiian Population4
Indian Population29
Other Population358
Male Population4457
Female Population4504
Population Estimate8967

Household Data for 60449

The average number of homes in 60449 is around 3,385, there are an average of 2.65 per household. The average house value according to local real estate values is around $233,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,385
Persons Per Household2.65
Average House Value$233,900
Income Per Household$88688
Median Age45.4
Median Age Male44.7
Median Age Female46.1
60449 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code708
CityMonee
City Alias NameMONEE
CountyWill
County FIPS197
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses244
Number Of Employees6457
Business First Quarter Payroll46565
Business Annual Payroll252928
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District01|02
Congressional LandArea258.38|1080.67
Delivery Residential3384
Delivery Business193
Delivery Total5615
Preferred Last Line KeyW13991
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW13991
Land Area49.240000
Water Area0.065000
City Alias Code
City Mixed CaseMonee
City Alias Mixed CaseMonee
Box Count241
SFDU2643
MFDU0
State ANSI17
County ANSI197
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number165238
Unique ZIP Name
SSA State County Code14989
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWill

Illinois Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]