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60411 Homeowners Insurance Quotes & Rates

Chicago Heights residents living within the 18,553 homes available in the zip code of 60411 are shopping online to compare cheaper and more affordable Chicago Heights, IL home insurance rates. In the great city of Chicago Heights, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $857 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 60411 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 60411 home insurance rates today! Please give us a call now at 1-855-976-2656. For Chicago Heights, IL Homeowners Insurance Quotes, Click to easily get started!

60411 Home Insurance Average Premiums

Local 60411 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 60411 lowest rates with discounts applied on average.

For the 60411, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1157 /yr.

What is the average home insurance cost for a home in 60411?

  • • The average homeowners insurance premium paid annually for a home in 60411 is around $857 per year.

What does it cost on average per month for home insurance in 60411?

  • • Homeowners in 60411 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60411?

  • • Autoowners in 60411 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chicago Heights area, check out other zip codes nearby 60411.
Review average rates in another zip code:
60411 homeowners insurance rates

Home Replacement Cost Coverage in 60411

Average Building Cost Per Square Foot in 60411: $154

Location: Chicago Heights, Illinois (Cook County)

Average Square Footage in 60411: 714 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60411 before you start any project. Chicago Heights homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60411 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60411 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 714 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chicago Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154714$110,000
Additional Upgrades & Added Features$193714$137,500
Major Home Updates or Advancements$231714$165,000

It's important to understand that when you estimate your replacement cost of your home in the 60411 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60411

Best Home & Auto Insurance Agencies in 60411

Hi-Way Insurance Agency

Address: 1027 Dixie Hwy Chicago Heights, IL 60411
Phone:
Website: http://www.hiwayinsurance.com
Info:

Allstate Insurance Companies

Address: 101 E Sauk Trl Chicago Heights, IL 60411
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance

Address: 19960 Torrence Ave Lynwood, IL 60411
Phone:
Website:
Info:

Karen Graham Ins Agency Inc - State Farm Insurance Agent

Address: 10 E Joe Orr Rd Chicago Heights, IL 60411
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Briargate Insurance Services

Address: 448 Dixie Hwy Chicago Heights, IL 60411
Phone:
Website:
Info:

Housing Demographics for 60411

Population Review for 60411 Zip Code

For the city of Chicago Heights, the population within 60411 has increased to over 54,377 residents in population size. The current population total is 53,515. We have broken down the population based on race below. In 60411, there are over 25527 in male population and 27988 females.

PopulationValues
Total Population53,515
White Population10850
Black Population27986
Hispanic Population15123
Asian Population268
Hawaiian Population52
Indian Population491
Other Population8650
Male Population25527
Female Population27988
Population Estimate54377

Household Data for 60411

The average number of homes in 60411 is around 18,553, there are an average of 2.84 per household. The average house value according to local real estate values is around $110,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,553
Persons Per Household2.84
Average House Value$110,000
Income Per Household$52769
Median Age36.2
Median Age Male33.9
Median Age Female38.0
60411 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias AbbreviationCHICAGO HTS
Area Code708/464
CityChicago Heights
City Alias NameCHICAGO HEIGHTS
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses884
Number Of Employees13980
Business First Quarter Payroll181658
Business Annual Payroll742931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District02
Congressional LandArea1080.67
Delivery Residential19147
Delivery Business1189
Delivery Total20746
Preferred Last Line KeyW12404
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW12404
Land Area30.690000
Water Area0.176000
City Alias Code
City Mixed CaseChicago Heights
City Alias Mixed CaseChicago Heights
Box Count0
SFDU16539
MFDU1996
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161548
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]