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If you live in the 60193 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Schaumburg have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 60193 and then compare quotes from a variety of nationwide insurance companies.

60193 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 60193 the average premium for homeowners coverage is $824 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 60193. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 60193 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Schaumburg, IL home insurance quotes in your area.

60193 Home Insurance Average Premiums

Local 60193 homeowners insurance quotes comparison

$574 /yr.

Shows Zip Code: 60193 lowest rates with discounts applied on average.

For the 60193, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$574 /yr.
Average Coverage:$824 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1124 /yr.

What is the average home insurance cost for a home in 60193?

  • • The average homeowners insurance premium paid annually for a home in 60193 is around $824 per year.

What does it cost on average per month for home insurance in 60193?

  • • Homeowners in 60193 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60193?

  • • Autoowners in 60193 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Schaumburg, check out other zip codes nearby 60193.
To review average rates in another zip code, click on a zip code below:
60194  |  60193  |  60173  |  60195  | 

Home Replacement Cost Coverage in 60193

Average Building Cost Per Square Foot in 60193: $154

Location: Schaumburg, Illinois (Cook County)

Average Square Footage in 60193: 1,832 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60193 before you start any project. Schaumburg homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60193 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60193 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,832 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Schaumburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,832$282,100
Additional Upgrades & Added Features$1931,832$352,625
Major Home Updates or Advancements$2311,832$423,150

It's important to understand that when you estimate your replacement cost of your home in the 60193 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60193

Allstate Insurance - Ashraf Hussain

Address: 109 S. Roselle Rd. Suite 203 Schaumburg, IL 60193
Phone: (847)352-0222
Website:

Best Home & Auto Insurance Agencies in 60193

Richard Carlson-Farmers Insurance

Address: 983 W Wise Rd, Ste 213b Schaumburg, IL 60193
Phone:
Website: http://www.farmersagent.com/rcarlson/
Info:

Mal Twitty State Farm Insurance

Address: 900 S Roselle Rd Schaumburg, IL 60193
Phone:
Website: http://www.twittyagency.com/
Info:

Allstate Insurance Company - Kevin Lac

Address: 221 S Meacham Rd Schaumburg, IL 60193
Phone:
Website: http://www.allstateagencies.com/044614?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 105 S Roselle Rd Schaumburg, IL 60193
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Company - Ashraf Hussain

Address: 109 S Roselle Rd Schaumburg, IL 60193
Phone:
Website: http://www.allstateagencies.com/022951?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 60193

Population Review for 60193 Zip Code

For the city of Schaumburg, the population within 60193 has increased to over 41,615 residents in population size. The current population total is 40,805. We have broken down the population based on race below. In 60193, there are over 19664 in male population and 21141 females.

PopulationValues
Total Population40,805
White Population27034
Black Population1310
Hispanic Population4053
Asian Population7846
Hawaiian Population9
Indian Population148
Other Population1531
Male Population19664
Female Population21141
Population Estimate41615

Household Data for 60193

The average number of homes in 60193 is around 16,214, there are an average of 2.51 per household. The average house value according to local real estate values is around $282,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,214
Persons Per Household2.51
Average House Value$282,100
Income Per Household$82287
Median Age41.9
Median Age Male40.6
Median Age Female43.3
60193 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code847/630/224/312/708
CitySchaumburg
City Alias NameSCHAUMBURG
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1137
Number Of Employees8907
Business First Quarter Payroll99452
Business Annual Payroll471286
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District08
Congressional LandArea205.52
Delivery Residential16580
Delivery Business868
Delivery Total18272
Preferred Last Line KeyW14806
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW14806
Land Area8.808000
Water Area0.029000
City Alias Code
City Mixed CaseSchaumburg
City Alias Mixed CaseSchaumburg
Box Count0
SFDU9023
MFDU5432
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number167065
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]