Get multiple home insurance quotes in 30824. Our licensed 30824, GA agents are ready to serve you.

Home Insurance Quotes in 30824

Are you shopping for a cheaper homeowners insurance rate in 30824? Our rates are very competitive for homeowners living in Thomson, GA. Many homeowners located in the 30824 zip code have found it very easy to shop with For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 30824. To get free 30824 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30824 zip code should appear in the zip code field ready to go. Shopping Thomson, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 30824 to review the best rate coverages.

Your 30824 Home Insurance Costs Is Rated: High!

For the great city of Thomson, the average home insurance premium paid annually is around $1090 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Thomson and need insurance on your home in the 30824 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 30824 Homeowners Insurance Rates Now!

30824 Home Insurance Average Premiums

Local 30824 homeowners insurance quotes comparison

$840 /yr.

Shows Zip Code: 30824 lowest rates with discounts applied on average.

For the 30824, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$840 /yr.
Average Coverage:$1090 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1390 /yr.

What is the average home insurance cost for a home in 30824?

  • • The average homeowners insurance premium paid annually for a home in 30824 is around $1090 per year.

What does it cost on average per month for home insurance in 30824?

  • • Homeowners in 30824 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30824?

  • • Autoowners in 30824 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thomson area, check out other zip codes nearby 30824.
Review average rates in another zip code:
30824 homeowners insurance rates

Home Replacement Cost Coverage in 30824

Average Building Cost Per Square Foot in 30824: $122

Location: Thomson, Georgia (Mcduffie County)

Average Square Footage in 30824: 1,039 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30824 before you start any project. Thomson homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30824 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30824 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,039 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thomson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,039$126,700
Additional Upgrades & Added Features$1531,039$158,375
Major Home Updates or Advancements$1831,039$190,050

It's important to understand that when you estimate your replacement cost of your home in the 30824 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30824

Best Home & Auto Insurance Agencies in 30824

Camellia City Financial Advisors

Address: 135 Main St Thomson, GA 30824

Affordable Insurance

Address: 1464 Washington Rd Thomson, GA 30824

Allstate Insurance Companies

Address: 1253 Washington Rd Thomson, GA 30824

Wilson Jr, Robert - Wilson Insurance

Address: 114 Main St Thomson, GA 30824

Housing Demographics for 30824

Population Review for 30824 Zip Code

For the city of Thomson, the population within 30824 has increased to over 17,576 residents in population size. The current population total is 16,832. We have broken down the population based on race below. In 30824, there are over 7787 in male population and 9045 females.

Total Population16,832
White Population8193
Black Population7808
Hispanic Population413
Asian Population59
Hawaiian Population12
Indian Population30
Other Population190
Male Population7787
Female Population9045
Population Estimate17576

Household Data for 30824

The average number of homes in 30824 is around 6,765, there are an average of 2.47 per household. The average house value according to local real estate values is around $126,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,765
Persons Per Household2.47
Average House Value$126,700
Income Per Household$50217
Median Age41.9
Median Age Male40.8
Median Age Female42.7
30824 DetailsValues
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
City Alias NameTHOMSON
County FIPS189
State FIPS13
Time Zone5
Day Light SavingY
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses386
Number Of Employees5977
Business First Quarter Payroll55745
Business Annual Payroll233985
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential7116
Delivery Business461
Delivery Total8547
Preferred Last Line KeyX11270
Classification Code
CSA Name
City State KeyX11270
Land Area191.653000
Water Area7.710000
City Alias Code
City Mixed CaseThomson
City Alias Mixed CaseThomson
Box Count764
State ANSI13
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128723
Unique ZIP Name
SSA State County Code11702
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseMcduffie

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]