Get multiple home insurance quotes in 34498. Our licensed 34498, FL agents are ready to serve you.

Check Out 34498 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Yankeetown, FL.

We will gather some basic information about your home in Yankeetown, FL and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Florida licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 34498 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 34498

We have pulled together a variety of data related to homeowners insurance in Florida. Simply click on one of the links below to learn about the average cost of homeowners insurance in Florida as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Yankeetown, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

34498 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 34498 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Florida is roughly $1964. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 34498 homeowners insurance policy!

34498 Home Insurance Average Premiums

Local 34498 homeowners insurance quotes comparison

$1714 /yr.

Shows Zip Code: 34498 lowest rates with discounts applied on average.

For the 34498, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1714 /yr.
Average Coverage:$1964 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2264 /yr.

What is the average home insurance cost for a home in 34498?

  • • The average homeowners insurance premium paid annually for a home in 34498 is around $1964 per year.

What does it cost on average per month for home insurance in 34498?

  • • Homeowners in 34498 pay a monthly average cost per month around $164.00.

What kind of discount could I get if I combine my home and auto insurance together in 34498?

  • • Autoowners in 34498 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Yankeetown, check out other zip codes nearby 34498.
To review average rates in another zip code, click on a zip code below:
34498  | 

Home Replacement Cost Coverage in 34498

Average Building Cost Per Square Foot in 34498: $167

Location: Yankeetown, Florida (Levy County)

Average Square Footage in 34498: 1,247 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34498 before you start any project. Yankeetown homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34498 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34498 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,247 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yankeetown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,247$208,300
Additional Upgrades & Added Features$2091,247$260,375
Major Home Updates or Advancements$2511,247$312,450

It's important to understand that when you estimate your replacement cost of your home in the 34498 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34498

Best Home & Auto Insurance Agencies in 34498

Housing Demographics for 34498

Population Review for 34498 Zip Code

For the city of Yankeetown, the population within 34498 has increased to over 726 residents in population size. The current population total is 588. We have broken down the population based on race below. In 34498, there are over 285 in male population and 303 females.

PopulationValues
Total Population588
White Population544
Black Population7
Hispanic Population26
Asian Population4
Hawaiian Population0
Indian Population0
Other Population7
Male Population285
Female Population303
Population Estimate726

Household Data for 34498

The average number of homes in 34498 is around 289, there are an average of 2.03 per household. The average house value according to local real estate values is around $208,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode289
Persons Per Household2.03
Average House Value$208,300
Income Per Household$44318
Median Age61.5
Median Age Male62.5
Median Age Female60.4
34498 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityYankeetown
City Alias NameYANKEETOWN
CountyLevy
County FIPS075
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA264
CBSA23540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGainesville, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees28
Business First Quarter Payroll134
Business Annual Payroll820
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population264275
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential358
Delivery Business21
Delivery Total435
Preferred Last Line KeyY23286
Classification Code
Multi-County
CSA NameGainesville-Lake City, FL
CBSA_DIV_Name
City State KeyY23286
Land Area7.344000
Water Area4.751000
City Alias Code
City Mixed CaseYankeetown
City Alias Mixed CaseYankeetown
Box Count45
SFDU354
MFDU3
State ANSI12
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number119735
Unique ZIP Name
SSA State County Code10370
Medicare CBSA Code23540
Medicare CBSA NameGainesville, FL
Medicare CBSA TypeMetro
Market Rating Area ID37
County Mixed CaseLevy

Florida Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]