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34465 Home Insurance Rates & Premiums

Did you know there are over 17,960 people living within the 34465 zip code area? There are over 8,396 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 34465.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,624 a year for a standard homeowners insurance policy in Beverly Hills. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Beverly Hills, FL Homeowners Insurance Quotes Online

34465 Home Insurance Average Premiums

Local 34465 homeowners insurance quotes comparison

$1374 /yr.

Shows Zip Code: 34465 lowest rates with discounts applied on average.

For the 34465, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1374 /yr.
Average Coverage:$1624 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1924 /yr.

What is the average home insurance cost for a home in 34465?

  • • The average homeowners insurance premium paid annually for a home in 34465 is around $1624 per year.

What does it cost on average per month for home insurance in 34465?

  • • Homeowners in 34465 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 34465?

  • • Autoowners in 34465 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beverly Hills area, check out other zip codes nearby 34465.
Review average rates in another zip code:
34465 homeowners insurance rates

Home Replacement Cost Coverage in 34465

Average Building Cost Per Square Foot in 34465: $167

Location: Beverly Hills, Florida (Citrus County)

Average Square Footage in 34465: 1,083 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34465 before you start any project. Beverly Hills homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34465 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34465 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,083 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beverly Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,083$180,800
Additional Upgrades & Added Features$2091,083$226,000
Major Home Updates or Advancements$2511,083$271,200

It's important to understand that when you estimate your replacement cost of your home in the 34465 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34465

Best Home & Auto Insurance Agencies in 34465

Allstate Insurance Companies - Independent Agents- Beverly Hills

Address: 6 Carl Ct Beverly Hills, FL 34465
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 34465

Population Review for 34465 Zip Code

For the city of Beverly Hills, the population within 34465 has increased to over 19,797 residents in population size. The current population total is 17,960. We have broken down the population based on race below. In 34465, there are over 8407 in male population and 9553 females.

Total Population17,960
White Population15052
Black Population747
Hispanic Population1543
Asian Population382
Hawaiian Population6
Indian Population59
Other Population445
Male Population8407
Female Population9553
Population Estimate19797

Household Data for 34465

The average number of homes in 34465 is around 8,396, there are an average of 2.14 per household. The average house value according to local real estate values is around $180,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,396
Persons Per Household2.14
Average House Value$180,800
Income Per Household$50903
Median Age58.5
Median Age Male57.9
Median Age Female59.1
34465 DetailsValues
State Full NameFlorida
City TypeB
City Alias Abbreviation
Area Code352
CityBeverly Hills
County FIPS017
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameHomosassa Springs, FL
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses189
Number Of Employees1005
Business First Quarter Payroll7711
Business Annual Payroll33934
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population141236
CBSA Division Population0
Congressional District12
Congressional LandArea883.75
Delivery Residential9251
Delivery Business215
Delivery Total9388
Preferred Last Line KeyY21459
Classification Code
CSA Name
City State KeyY21459
Land Area24.315000
Water Area0.000000
City Alias Code
City Mixed CaseBeverly Hills
City Alias Mixed CaseBeverly Hills
Box Count0
State ANSI12
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115145
Unique ZIP Name
SSA State County Code10080
Medicare CBSA Code26140
Medicare CBSA NameHomosassa Springs, FL
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCitrus

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]