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34465 Home Insurance Rates & Premiums

Did you know there are over 17,960 people living within the 34465 zip code area? There are over 8,396 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 34465.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $2,030 a year for a standard homeowners insurance policy in Beverly Hills. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Beverly Hills, FL Homeowners Insurance Quotes Online

34465 Home Insurance Average Premiums

Local 34465 homeowners insurance quotes comparison

$1780 /yr.

Shows Zip Code: 34465 lowest rates with discounts applied on average.

For the 34465, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1780 /yr.
Average Coverage:$2030 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2330 /yr.

What is the average home insurance cost for a home in 34465?

  • • The average homeowners insurance premium paid annually for a home in 34465 is around $2030 per year.

What does it cost on average per month for home insurance in 34465?

  • • Homeowners in 34465 pay a monthly average cost per month around $169.00.

What kind of discount could I get if I combine my home and auto insurance together in 34465?

  • • Autoowners in 34465 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Beverly Hills, check out other zip codes nearby 34465.
To review average rates in another zip code, click on a zip code below:
34465  | 

Home Replacement Cost Coverage in 34465

Average Building Cost Per Square Foot in 34465: $167

Location: Beverly Hills, Florida (Citrus County)

Average Square Footage in 34465: 1,083 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34465 before you start any project. Beverly Hills homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34465 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34465 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,083 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beverly Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,083$180,800
Additional Upgrades & Added Features$2091,083$226,000
Major Home Updates or Advancements$2511,083$271,200

It's important to understand that when you estimate your replacement cost of your home in the 34465 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34465

Best Home & Auto Insurance Agencies in 34465

Allstate Insurance Companies - Independent Agents- Beverly Hills

Address: 6 Carl Ct Beverly Hills, FL 34465
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 34465

Population Review for 34465 Zip Code

For the city of Beverly Hills, the population within 34465 has increased to over 19,797 residents in population size. The current population total is 17,960. We have broken down the population based on race below. In 34465, there are over 8407 in male population and 9553 females.

PopulationValues
Total Population17,960
White Population15052
Black Population747
Hispanic Population1543
Asian Population382
Hawaiian Population6
Indian Population59
Other Population445
Male Population8407
Female Population9553
Population Estimate19797

Household Data for 34465

The average number of homes in 34465 is around 8,396, there are an average of 2.14 per household. The average house value according to local real estate values is around $180,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,396
Persons Per Household2.14
Average House Value$180,800
Income Per Household$50903
Median Age58.5
Median Age Male57.9
Median Age Female59.1
34465 DetailsValues
StateFL
State Full NameFlorida
City TypeB
City Alias Abbreviation
Area Code352
CityBeverly Hills
City Alias NameBEVERLY HILLS
CountyCitrus
County FIPS017
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA26140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHomosassa Springs, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses189
Number Of Employees1005
Business First Quarter Payroll7711
Business Annual Payroll33934
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population141236
CBSA Division Population0
Congressional District12
Congressional LandArea883.75
Delivery Residential9251
Delivery Business215
Delivery Total9388
Preferred Last Line KeyY21459
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21459
Land Area24.315000
Water Area0.000000
City Alias Code
City Mixed CaseBeverly Hills
City Alias Mixed CaseBeverly Hills
Box Count0
SFDU8776
MFDU100
State ANSI12
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115145
Unique ZIP Name
SSA State County Code10080
Medicare CBSA Code26140
Medicare CBSA NameHomosassa Springs, FL
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCitrus

Florida Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]