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Home Insurance in 34135

Our rates are very competitive for homeowners living in the 34135 zip code. Many homeowners based out of Bonita Springs, FL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our FL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 34135 should appear in the zip code field ready to go.

34135 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Bonita Springs area? The average homeowners premium in 34135 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 34135, you can expect to pay around $1602 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 34135 Today!

Get Home Insurance Quotes in 34135

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Florida. Start your 34135 home insurance shopping today!

  1. Bonita Springs, FL Home Insurance Quotes

34135 Home Insurance Average Premiums

Local 34135 homeowners insurance quotes comparison

$1352 /yr.

Shows Zip Code: 34135 lowest rates with discounts applied on average.

For the 34135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1352 /yr.
Average Coverage:$1602 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1902 /yr.

What is the average home insurance cost for a home in 34135?

  • • The average homeowners insurance premium paid annually for a home in 34135 is around $1602 per year.

What does it cost on average per month for home insurance in 34135?

  • • Homeowners in 34135 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 34135?

  • • Autoowners in 34135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bonita Springs area, check out other zip codes nearby 34135.
Review average rates in another zip code:
34134 homeowners insurance rates
34135 homeowners insurance rates

Home Replacement Cost Coverage in 34135

Average Building Cost Per Square Foot in 34135: $167

Location: Bonita Springs, Florida (Lee County)

Average Square Footage in 34135: 1,942 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34135 before you start any project. Bonita Springs homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,942 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bonita Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,942$324,300
Additional Upgrades & Added Features$2091,942$405,375
Major Home Updates or Advancements$2511,942$486,450

It's important to understand that when you estimate your replacement cost of your home in the 34135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34135

Best Home & Auto Insurance Agencies in 34135

Accurate Insurance Agency

Address: 9990 Coconut Road #207 Bonita Springs, FL 34135
Phone:
Website: http://www.accurate-insurance.com/
Info:

Allstate Insurance - Marilyn Todd

Address: 12870 Trade Center Dr, #107 Bonita Springs, FL 34135
Phone:
Website:
Info:

Allstate Insurance Company - Ted Todd

Address: 10020 Coconut Road Bonita Springs, FL 34135
Phone:
Website: http://www.allstateagencies.com/016996?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Andrew Koehneke

Address: 12870 Trade Center Drive Bonita Springs, FL 34135
Phone:
Website: http://www.allstateagencies.com/058883?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Michael R. Leppala

Address: 9220 Bonita Beach Rd SE, #103 Bonita Springs, FL 34135
Phone:
Website:
Info:

Housing Demographics for 34135

Population Review for 34135 Zip Code

For the city of Bonita Springs, the population within 34135 has increased to over 63,805 residents in population size. The current population total is 45,518. We have broken down the population based on race below. In 34135, there are over 22437 in male population and 23081 females.

PopulationValues
Total Population45,518
White Population34282
Black Population458
Hispanic Population11106
Asian Population671
Hawaiian Population29
Indian Population331
Other Population4890
Male Population22437
Female Population23081
Population Estimate63805

Household Data for 34135

The average number of homes in 34135 is around 20,634, there are an average of 2.19 per household. The average house value according to local real estate values is around $324,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,634
Persons Per Household2.19
Average House Value$324,300
Income Per Household$76355
Median Age59.9
Median Age Male58.6
Median Age Female60.9
34135 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationBONITA SPGS
Area Code239
CityBonita Springs
City Alias NameBONITA SPRINGS
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1327
Number Of Employees11904
Business First Quarter Payroll123206
Business Annual Payroll541292
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential29135
Delivery Business1194
Delivery Total31500
Preferred Last Line KeyY21486
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY21486
Land Area61.779000
Water Area1.808000
City Alias Code
City Mixed CaseBonita Springs
City Alias Mixed CaseBonita Springs
Box Count0
SFDU13665
MFDU6245
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number110900
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]