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33967 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 33967? Our rates are very competitive for homeowners living in Fort Myers, FL. Many homeowners based out of your 33967 area have found it very easy to shop with For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33967 should appear in the zip code field ready to go. For Fort Myers, FL Home Insurance Rate Quotes click to review the best rates and service online!

33967 Average Premium is Rated: Very High!

Homeowners living in 33967 can easily save up to 40% off the average home insurance premium of $1605 a year by comparing rates with us at You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Fort Myers that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 33967 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 33967!

33967 Home Insurance Average Premiums

Local 33967 homeowners insurance quotes comparison

$1355 /yr.

Shows Zip Code: 33967 lowest rates with discounts applied on average.

For the 33967, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1355 /yr.
Average Coverage:$1605 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1905 /yr.

What is the average home insurance cost for a home in 33967?

  • • The average homeowners insurance premium paid annually for a home in 33967 is around $1605 per year.

What does it cost on average per month for home insurance in 33967?

  • • Homeowners in 33967 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33967?

  • • Autoowners in 33967 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Myers area, check out other zip codes nearby 33967.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 33967

Average Building Cost Per Square Foot in 33967: $167

Location: Fort Myers, Florida (Lee County)

Average Square Footage in 33967: 1,528 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33967 before you start any project. Fort Myers homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33967 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33967 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,528 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Myers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,528$255,200
Additional Upgrades & Added Features$2091,528$319,000
Major Home Updates or Advancements$2511,528$382,800

It's important to understand that when you estimate your replacement cost of your home in the 33967 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33967

Best Home & Auto Insurance Agencies in 33967

Allstate Insurance Companies

Address: Gulf Center Dr Fort Myers, FL 33967
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent,

Ackerman Insurance Agency Inc - State Farm Insurance Agent

Address: 7320 Sanibel Blvd Fort Myers, FL 33967
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Black Insurance Agency

Address: 9123 Cypress Dr S Fort Myers, FL 33967

Housing Demographics for 33967

Population Review for 33967 Zip Code

For the city of Fort Myers, the population within 33967 has increased to over 32,546 residents in population size. The current population total is 28,174. We have broken down the population based on race below. In 33967, there are over 14217 in male population and 13957 females.

Total Population28,174
White Population20500
Black Population853
Hispanic Population7097
Asian Population667
Hawaiian Population13
Indian Population154
Other Population2308
Male Population14217
Female Population13957
Population Estimate32546

Household Data for 33967

The average number of homes in 33967 is around 10,451, there are an average of 2.69 per household. The average house value according to local real estate values is around $255,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,451
Persons Per Household2.69
Average House Value$255,200
Income Per Household$75641
Median Age34.6
Median Age Male34.0
Median Age Female35.2
33967 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityFort Myers
City Alias NameFORT MYERS
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses449
Number Of Employees2932
Business First Quarter Payroll35999
Business Annual Payroll146207
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential12099
Delivery Business297
Delivery Total16083
Preferred Last Line KeyY21886
Classification Code
CSA NameCape Coral-Fort Myers-Naples, FL
City State KeyY21886
Land Area7.643000
Water Area0.358000
City Alias Code
City Mixed CaseFort Myers
City Alias Mixed CaseFort Myers
Box Count0
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number113075
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]