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33922 Homeowners Insurance Quotes & Rates

Bokeelia residents living within the 2,030 homes available in the zip code of 33922 are shopping online to compare cheaper and more affordable Bokeelia, FL home insurance rates. In the great city of Bokeelia, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,609 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 33922 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 33922 home insurance rates today! Please give us a call now at 1-888-685-4704. For Bokeelia, FL Homeowners Insurance Quotes, Click to easily get started!

33922 Home Insurance Average Premiums

Local 33922 homeowners insurance quotes comparison

$1359 /yr.

Shows Zip Code: 33922 lowest rates with discounts applied on average.

For the 33922, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1359 /yr.
Average Coverage:$1609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1909 /yr.

What is the average home insurance cost for a home in 33922?

  • • The average homeowners insurance premium paid annually for a home in 33922 is around $1609 per year.

What does it cost on average per month for home insurance in 33922?

  • • Homeowners in 33922 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33922?

  • • Autoowners in 33922 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bokeelia area, check out other zip codes nearby 33922.
Review average rates in another zip code:
33922 homeowners insurance rates

Home Replacement Cost Coverage in 33922

Average Building Cost Per Square Foot in 33922: $167

Location: Bokeelia, Florida (Lee County)

Average Square Footage in 33922: 1,431 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33922 before you start any project. Bokeelia homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33922 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33922 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,431 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bokeelia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,431$238,900
Additional Upgrades & Added Features$2091,431$298,625
Major Home Updates or Advancements$2511,431$358,350

It's important to understand that when you estimate your replacement cost of your home in the 33922 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33922

Best Home & Auto Insurance Agencies in 33922

Housing Demographics for 33922

Population Review for 33922 Zip Code

For the city of Bokeelia, the population within 33922 has increased to over 5,073 residents in population size. The current population total is 4,326. We have broken down the population based on race below. In 33922, there are over 2182 in male population and 2144 females.

PopulationValues
Total Population4,326
White Population3692
Black Population13
Hispanic Population607
Asian Population28
Hawaiian Population1
Indian Population16
Other Population262
Male Population2182
Female Population2144
Population Estimate5073

Household Data for 33922

The average number of homes in 33922 is around 2,030, there are an average of 2.13 per household. The average house value according to local real estate values is around $238,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,030
Persons Per Household2.13
Average House Value$238,900
Income Per Household$50216
Median Age59.5
Median Age Male59.5
Median Age Female59.6
33922 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941/239
CityBokeelia
City Alias NameBOKEELIA
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees425
Business First Quarter Payroll3491
Business Annual Payroll15230
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential2382
Delivery Business79
Delivery Total2818
Preferred Last Line KeyY21479
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY21479
Land Area20.854000
Water Area40.939000
City Alias Code
City Mixed CaseBokeelia
City Alias Mixed CaseBokeelia
Box Count330
SFDU2054
MFDU84
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number110870
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]