Get multiple home insurance quotes in 33872. Our licensed 33872, FL agents are ready to serve you.

33872 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 33872? There are over 6,165 occupied homes in the 33872 area. With a population size of 13,167, it's not uncommon for residence of Sebring, FL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Florida is around $1,609 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 33872 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Sebring, FL Home Insurance Rate Quotes

33872 Home Insurance Average Premiums

Local 33872 homeowners insurance quotes comparison

$1359 /yr.

Shows Zip Code: 33872 lowest rates with discounts applied on average.

For the 33872, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1359 /yr.
Average Coverage:$1609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1909 /yr.

What is the average home insurance cost for a home in 33872?

  • • The average homeowners insurance premium paid annually for a home in 33872 is around $1609 per year.

What does it cost on average per month for home insurance in 33872?

  • • Homeowners in 33872 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33872?

  • • Autoowners in 33872 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sebring area, check out other zip codes nearby 33872.
Review average rates in another zip code:
33872 homeowners insurance rates
33870 homeowners insurance rates
33876 homeowners insurance rates
33875 homeowners insurance rates

Home Replacement Cost Coverage in 33872

Average Building Cost Per Square Foot in 33872: $167

Location: Sebring, Florida (Highlands County)

Average Square Footage in 33872: 825 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33872 before you start any project. Sebring homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33872 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33872 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 825 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sebring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167825$137,800
Additional Upgrades & Added Features$209825$172,250
Major Home Updates or Advancements$251825$206,700

It's important to understand that when you estimate your replacement cost of your home in the 33872 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33872

Best Home & Auto Insurance Agencies in 33872

Allstate Insurance Companies

Address: 4325 Sun N Lake Blvd Sebring, FL 33872
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Hartline, Jessica - Allstate

Address: 4325 Sun N Lake Boulevard #101 Sebring, FL 33872
Phone:
Website: http://www.allstateagencies.com/JHartline/Welcome/
Info:

Housing Demographics for 33872

Population Review for 33872 Zip Code

For the city of Sebring, the population within 33872 has increased to over 16,831 residents in population size. The current population total is 13,167. We have broken down the population based on race below. In 33872, there are over 6123 in male population and 7044 females.

PopulationValues
Total Population13,167
White Population9769
Black Population807
Hispanic Population2295
Asian Population545
Hawaiian Population6
Indian Population41
Other Population646
Male Population6123
Female Population7044
Population Estimate16831

Household Data for 33872

The average number of homes in 33872 is around 6,165, there are an average of 2.11 per household. The average house value according to local real estate values is around $137,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,165
Persons Per Household2.11
Average House Value$137,800
Income Per Household$63706
Median Age62.5
Median Age Male62.3
Median Age Female62.6
33872 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code863
CitySebring
City Alias NameSEBRING
CountyHighlands
County FIPS055
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA42700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSebring, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses148
Number Of Employees2317
Business First Quarter Payroll32034
Business Annual Payroll129701
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98786
CBSA Division Population0
Congressional District18
Congressional LandArea1512.55
Delivery Residential7977
Delivery Business126
Delivery Total8536
Preferred Last Line KeyY22871
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22871
Land Area22.723000
Water Area0.294000
City Alias Code
City Mixed CaseSebring
City Alias Mixed CaseSebring
Box Count346
SFDU5845
MFDU716
State ANSI12
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118490
Unique ZIP Name
SSA State County Code10270
Medicare CBSA Code42700
Medicare CBSA NameSebring-Avon Park, FL
Medicare CBSA TypeMetro
Market Rating Area ID27
County Mixed CaseHighlands

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]