Get multiple home insurance quotes in 33853. Our licensed 33853, FL agents are ready to serve you.

33853 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 33853? Our rates are very competitive for homeowners living in Lake Wales, FL. Many homeowners based out of your 33853 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33853 should appear in the zip code field ready to go. For Lake Wales, FL Home Insurance Rate Quotes click to review the best rates and service online!

33853 Average Premium is Rated: Very High!

Homeowners living in 33853 can easily save up to 40% off the average home insurance premium of $1651 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Lake Wales that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 33853 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 33853!

33853 Home Insurance Average Premiums

Local 33853 homeowners insurance quotes comparison

$1401 /yr.

Shows Zip Code: 33853 lowest rates with discounts applied on average.

For the 33853, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1401 /yr.
Average Coverage:$1651 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1951 /yr.

What is the average home insurance cost for a home in 33853?

  • • The average homeowners insurance premium paid annually for a home in 33853 is around $1651 per year.

What does it cost on average per month for home insurance in 33853?

  • • Homeowners in 33853 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33853?

  • • Autoowners in 33853 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lake Wales area, check out other zip codes nearby 33853.
Review average rates in another zip code:
33898 homeowners insurance rates
33853 homeowners insurance rates
33859 homeowners insurance rates

Home Replacement Cost Coverage in 33853

Average Building Cost Per Square Foot in 33853: $167

Location: Lake Wales, Florida (Polk County)

Average Square Footage in 33853: 1,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33853 before you start any project. Lake Wales homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33853 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33853 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,001 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lake Wales area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,001$167,100
Additional Upgrades & Added Features$2091,001$208,875
Major Home Updates or Advancements$2511,001$250,650

It's important to understand that when you estimate your replacement cost of your home in the 33853 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33853

Bullard Agency Inc

Address: 221 East Stuart Avenue Lake Wales, FL 33853
Phone: (863)676-1481
Website:

Best Home & Auto Insurance Agencies in 33853

Bill, Marston Lake Wales - State Farm Insurance Auto Car Life 33853 33898

Address: 116 S 1st St Lake Wales, FL 33853
Phone:
Website: http://www.billmarstonagency.com/
Info:

O Quinn, Rl - Credit Insurance

Address: 118 FL-60 Lake Wales, FL 33853
Phone:
Website:
Info:

Mike, Pearce Lake Wales - State Farm Insurance Auto Car Life 33853 33898

Address: 132 W Central Ave Lake Wales, FL 33853
Phone:
Website: http://www.mikepearceinsurance.com/
Info:

Allstate Insurance Companies

Address: 240 S 1st St Lake Wales, FL 33853
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Nationwide Insurance

Address: 124 W Central Ave Lake Wales, FL 33853
Phone:
Website: http://www.nationwide.com/
Info:

Housing Demographics for 33853

Population Review for 33853 Zip Code

For the city of Lake Wales, the population within 33853 has increased to over 12,720 residents in population size. The current population total is 12,404. We have broken down the population based on race below. In 33853, there are over 5898 in male population and 6506 females.

PopulationValues
Total Population12,404
White Population5986
Black Population3798
Hispanic Population3088
Asian Population109
Hawaiian Population5
Indian Population74
Other Population1176
Male Population5898
Female Population6506
Population Estimate12720

Household Data for 33853

The average number of homes in 33853 is around 4,746, there are an average of 2.56 per household. The average house value according to local real estate values is around $167,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,746
Persons Per Household2.56
Average House Value$167,100
Income Per Household$40423
Median Age37.6
Median Age Male35.6
Median Age Female39.2
33853 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code863
CityLake Wales
City Alias NameLAKE WALES
CountyPolk
County FIPS105
State FIPS12
Time Zone5
Day Light SavingY
MSA3980
PMSA
CSA422
CBSA29460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLakeland-Winter Haven, FL
MSA_NameLakeland-Winter Haven, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees5306
Business First Quarter Payroll58038
Business Annual Payroll236086
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population602095
CBSA Division Population0
Congressional District18
Congressional LandArea1512.55
Delivery Residential4969
Delivery Business596
Delivery Total6798
Preferred Last Line KeyY22223
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22223
Land Area8.661000
Water Area1.032000
City Alias Code
City Mixed CaseLake Wales
City Alias Mixed CaseLake Wales
Box Count0
SFDU3597
MFDU424
State ANSI12
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114995
Unique ZIP Name
SSA State County Code10520
Medicare CBSA Code29460
Medicare CBSA NameLakeland-Winter Haven, FL
Medicare CBSA TypeMetro
Market Rating Area ID53
County Mixed CasePolk

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]