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Home Insurance in 33603

Our rates are very competitive for homeowners living in the 33603 zip code. Many homeowners based out of Tampa, FL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our FL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33603 should appear in the zip code field ready to go.

33603 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Tampa area? The average homeowners premium in 33603 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 33603, you can expect to pay around $1569 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 33603

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Florida. Start your 33603 home insurance shopping today!

  1. Tampa, FL Home Insurance Quotes

33603 Home Insurance Average Premiums

Local 33603 homeowners insurance quotes comparison

$1319 /yr.

Shows Zip Code: 33603 lowest rates with discounts applied on average.

For the 33603, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1319 /yr.
Average Coverage:$1569 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1869 /yr.

What is the average home insurance cost for a home in 33603?

  • • The average homeowners insurance premium paid annually for a home in 33603 is around $1569 per year.

What does it cost on average per month for home insurance in 33603?

  • • Homeowners in 33603 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 33603?

  • • Autoowners in 33603 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tampa area, check out other zip codes nearby 33603.
Review average rates in another zip code:
33619 homeowners insurance rates
33624 homeowners insurance rates
33637 homeowners insurance rates
33614 homeowners insurance rates
33617 homeowners insurance rates
33616 homeowners insurance rates
33620 homeowners insurance rates
33634 homeowners insurance rates
33610 homeowners insurance rates
33602 homeowners insurance rates

Home Replacement Cost Coverage in 33603

Average Building Cost Per Square Foot in 33603: $167

Location: Tampa, Florida (Hillsborough County)

Average Square Footage in 33603: 1,494 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33603 before you start any project. Tampa homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33603 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33603 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,494 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tampa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,494$249,500
Additional Upgrades & Added Features$2091,494$311,875
Major Home Updates or Advancements$2511,494$374,250

It's important to understand that when you estimate your replacement cost of your home in the 33603 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33603

Best Home & Auto Insurance Agencies in 33603

Housing Demographics for 33603

Population Review for 33603 Zip Code

For the city of Tampa, the population within 33603 has increased to over 18,935 residents in population size. The current population total is 19,070. We have broken down the population based on race below. In 33603, there are over 9344 in male population and 9726 females.

PopulationValues
Total Population19,070
White Population9357
Black Population4126
Hispanic Population6445
Asian Population215
Hawaiian Population20
Indian Population102
Other Population1645
Male Population9344
Female Population9726
Population Estimate18935

Household Data for 33603

The average number of homes in 33603 is around 8,307, there are an average of 2.28 per household. The average house value according to local real estate values is around $249,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,307
Persons Per Household2.28
Average House Value$249,500
Income Per Household$54650
Median Age37.4
Median Age Male36.8
Median Age Female38.1
33603 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813
CityTampa
City Alias NameTAMPA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses581
Number Of Employees5532
Business First Quarter Payroll62877
Business Annual Payroll267634
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District14
Congressional LandArea265.4
Delivery Residential8305
Delivery Business627
Delivery Total9695
Preferred Last Line KeyY23079
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY23079
Land Area4.132000
Water Area0.080000
City Alias Code
City Mixed CaseTampa
City Alias Mixed CaseTampa
Box Count0
SFDU6570
MFDU1447
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118925
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

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    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]