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Home Insurance Quotes in 33547

Are you shopping for a cheaper homeowners insurance rate in 33547? Our rates are very competitive for homeowners living in Lithia, FL. Many homeowners located in the 33547 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 33547. To get free 33547 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 33547 zip code should appear in the zip code field ready to go. Shopping Lithia, FL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 33547 to review the best rate coverages.

Your 33547 Home Insurance Costs Is Rated: Very High!

For the great city of Lithia, the average home insurance premium paid annually is around $1620 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Florida specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Lithia and need insurance on your home in the 33547 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 33547 Homeowners Insurance Rates Now!

33547 Home Insurance Average Premiums

Local 33547 homeowners insurance quotes comparison

$1370 /yr.

Shows Zip Code: 33547 lowest rates with discounts applied on average.

For the 33547, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1370 /yr.
Average Coverage:$1620 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1920 /yr.

What is the average home insurance cost for a home in 33547?

  • • The average homeowners insurance premium paid annually for a home in 33547 is around $1620 per year.

What does it cost on average per month for home insurance in 33547?

  • • Homeowners in 33547 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 33547?

  • • Autoowners in 33547 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lithia area, check out other zip codes nearby 33547.
Review average rates in another zip code:
33547 homeowners insurance rates

Home Replacement Cost Coverage in 33547

Average Building Cost Per Square Foot in 33547: $167

Location: Lithia, Florida (Hillsborough County)

Average Square Footage in 33547: 2,160 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33547 before you start any project. Lithia homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33547 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33547 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,160 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lithia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,160$360,800
Additional Upgrades & Added Features$2092,160$451,000
Major Home Updates or Advancements$2512,160$541,200

It's important to understand that when you estimate your replacement cost of your home in the 33547 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33547

Best Home & Auto Insurance Agencies in 33547

Antala, Sephanie - Allstate Insurance Company

Address: 16767 Fishhawk Blvd Lithia, FL 33547
Phone:
Website: http://www.allstateagencies.com/StephanieA/Welcome/
Info:

Housing Demographics for 33547

Population Review for 33547 Zip Code

For the city of Lithia, the population within 33547 has increased to over 33,405 residents in population size. The current population total is 30,935. We have broken down the population based on race below. In 33547, there are over 15580 in male population and 15355 females.

PopulationValues
Total Population30,935
White Population22435
Black Population1197
Hispanic Population5177
Asian Population1585
Hawaiian Population17
Indian Population67
Other Population1037
Male Population15580
Female Population15355
Population Estimate33405

Household Data for 33547

The average number of homes in 33547 is around 9,486, there are an average of 3.19 per household. The average house value according to local real estate values is around $360,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,486
Persons Per Household3.19
Average House Value$360,800
Income Per Household$107883
Median Age37.2
Median Age Male35.7
Median Age Female38.4
33547 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813/863
CityLithia
City Alias NameLITHIA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses449
Number Of Employees3723
Business First Quarter Payroll43379
Business Annual Payroll175824
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District16|18
Congressional LandArea875.33|1512.55
Delivery Residential10472
Delivery Business257
Delivery Total15440
Preferred Last Line KeyY22268
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY22268
Land Area160.579000
Water Area7.381000
City Alias Code
City Mixed CaseLithia
City Alias Mixed CaseLithia
Box Count313
SFDU8715
MFDU604
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115250
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]