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33175 Home Insurance Rates

Getting multiple homeowners insurance rates in 33175 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Miami, FL. Many homeowners based out of the 33175 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Florida licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 33175 should appear in the zip code field ready to go. For Miami, FL Home Insurance Quotes, Click to easily get started!

33175 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 33175 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Miami. For a basic HO-3, standard homeowners policy, the average premium per year in Florida is around $1609. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 33175 zip code today and let us help you save time and money on your homeowners insurance premium.

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33175 Home Insurance Average Premiums

Local 33175 homeowners insurance quotes comparison

$1359 /yr.

Shows Zip Code: 33175 lowest rates with discounts applied on average.

For the 33175, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1359 /yr.
Average Coverage:$1609 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1909 /yr.

What is the average home insurance cost for a home in 33175?

  • • The average homeowners insurance premium paid annually for a home in 33175 is around $1609 per year.

What does it cost on average per month for home insurance in 33175?

  • • Homeowners in 33175 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33175?

  • • Autoowners in 33175 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33175.
Review average rates in another zip code:
33146 homeowners insurance rates
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33186 homeowners insurance rates
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33187 homeowners insurance rates
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33126 homeowners insurance rates
33193 homeowners insurance rates
33144 homeowners insurance rates

Home Replacement Cost Coverage in 33175

Average Building Cost Per Square Foot in 33175: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33175: 2,145 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33175 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33175 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33175 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,145 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,145$358,200
Additional Upgrades & Added Features$2092,145$447,750
Major Home Updates or Advancements$2512,145$537,300

It's important to understand that when you estimate your replacement cost of your home in the 33175 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33175

Best Home & Auto Insurance Agencies in 33175

Allstate Insurance Company - Alan Morgan

Address: 12955 Southwest 42nd Street Miami, FL 33175
Phone:
Website: http://www.allstateagencies.com/056643?cid=OTC-YP.com-IYP&att=TL
Info:

Perez-Heydrich, Carlos State Farm - Carlos Perez-Heydrich State Farm Insurance

Address: 13155 Southwest 42nd Street #110 Miami, FL 33175
Phone:
Website: http://www.carlosph.com/
Info:

B & G Insurance

Address: 13780 SW 56th St, #101 Miami, FL 33175
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Miami

Address: 13860 SW 56th St Miami, FL 33175
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Companies - Sales Offices- Kendall

Address: 12781 SW 42nd St Miami, FL 33175
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 33175

Population Review for 33175 Zip Code

For the city of Miami, the population within 33175 has increased to over 54,314 residents in population size. The current population total is 52,950. We have broken down the population based on race below. In 33175, there are over 24997 in male population and 27953 females.

PopulationValues
Total Population52,950
White Population15061
Black Population336
Hispanic Population48800
Asian Population429
Hawaiian Population11
Indian Population66
Other Population5409
Male Population24997
Female Population27953
Population Estimate54314

Household Data for 33175

The average number of homes in 33175 is around 16,851, there are an average of 3.13 per household. The average house value according to local real estate values is around $358,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,851
Persons Per Household3.13
Average House Value$358,200
Income Per Household$66052
Median Age47.3
Median Age Male44.6
Median Age Female49.2
33175 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1371
Number Of Employees9032
Business First Quarter Payroll102263
Business Annual Payroll426619
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District27|28
Congressional LandArea208.84|0
Delivery Residential17353
Delivery Business863
Delivery Total19180
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area7.900000
Water Area0.328000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU12294
MFDU2769
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]