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Find the lowest Homeowners Insurance Rates in 33156
There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.
If you are shopping for coverage in 33156, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Miami, FL from a list of top tier nationwide insurers.
Our Florida licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.
It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 33156 will appear in the zip code field and you are ready to go.
It’s Time to Compare Rate Quotes for 33156
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Miami, FL home insurance quotes in your local city and review the most competitive coverages and premiums.
33156 Ratings: very high!
Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.
In addition to gathering the best quotes from 12 major insurance companies in Miami we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 33156, homeowners are seeing rates around 1520 on average per year.
Let us help you compare home insurance rates right now. Get started shopping for new policy in 33156!
33156 Home Insurance Average Premiums
For the 33156, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1270 /yr. |
Average Coverage: | $1520 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1820 /yr. |
What is the average home insurance cost for a home in 33156?
- • The average homeowners insurance premium paid annually for a home in 33156 is around $1520 per year.
What does it cost on average per month for home insurance in 33156?
- • Homeowners in 33156 pay a monthly average cost per month around $127.00.
What kind of discount could I get if I combine my home and auto insurance together in 33156?
- • Autoowners in 33156 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Miami area, check out other zip codes nearby 33156.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 33156
Average Building Cost Per Square Foot in 33156: $167
Location: Miami, Florida (Miami-dade County)Average Square Footage in 33156: 5,066 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 33156 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33156 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 33156 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,066 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 5,066 | $846,000 |
Additional Upgrades & Added Features | $209 | 5,066 | $1,057,500 |
Major Home Updates or Advancements | $251 | 5,066 | $1,269,000 |
It's important to understand that when you estimate your replacement cost of your home in the 33156 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 33156
Best Home & Auto Insurance Agencies in 33156
Allstate Insurance Companies - Sales Offices- Kendall
Address: 6910 N Kendall Dr, #201 Miami, FL 33156Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance-David L. Kinney
Address: 7300 N Kendall Dr, #470 Miami, FL 33156Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance Companies - Sales Offices- Pinecrest
Address: 7740 SW 104th St, #100 Miami, FL 33156Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance - Yolanda Torres
Address: 9404 S Dixie Hwy Miami, FL 33156Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16146
Info:
Allstate Insurance - Arnoldo Arguello
Address: 11921 S Dixie Hwy, #207 Pinecrest, FL 33156Phone:
Website:
Info:
Housing Demographics for 33156
Population Review for 33156 Zip Code
For the city of Miami, the population within 33156 has increased to over 35,930 residents in population size. The current population total is 34,036. We have broken down the population based on race below. In 33156, there are over 16351 in male population and 17685 females.
Population | Values |
---|---|
Total Population | 34,036 |
White Population | 15914 |
Black Population | 756 |
Hispanic Population | 19068 |
Asian Population | 1671 |
Hawaiian Population | 6 |
Indian Population | 78 |
Other Population | 1990 |
Male Population | 16351 |
Female Population | 17685 |
Population Estimate | 35930 |
Household Data for 33156
The average number of homes in 33156 is around 12,619, there are an average of 2.69 per household. The average house value according to local real estate values is around $846,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,619 |
Persons Per Household | 2.69 |
Average House Value | $846,000 |
Income Per Household | $123991 |
Median Age | 42.7 |
Median Age Male | 41.0 |
Median Age Female | 44.0 |
33156 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | P |
City Alias Abbreviation | |
Area Code | 305/786 |
City | Miami |
City Alias Name | MIAMI |
County | Miami-dade |
County FIPS | 086 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 4992 |
PMSA | 5000 |
CSA | 370 |
CBSA | 33100 |
CBSA_DIV | 33124 |
CBSA_Type | Metro |
CBSA_Name | Miami-Fort Lauderdale-West Palm Beach, FL |
MSA_Name | Miami-Fort Lauderdale, FL CMSA |
PMSA_Name | Miami, FL PMSA |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 2165 |
Number Of Employees | 20295 |
Business First Quarter Payroll | 271118 |
Business Annual Payroll | 1221513 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5564635 |
CBSA Division Population | 2496435 |
Congressional District | 27 |
Congressional LandArea | 208.84 |
Delivery Residential | 13357 |
Delivery Business | 1507 |
Delivery Total | 15340 |
Preferred Last Line Key | Y22388 |
Classification Code | |
Multi-County | |
CSA Name | Miami-Port St. Lucie-Fort Lauderdale, FL |
CBSA_DIV_Name | Miami-Miami Beach-Kendall, FL |
City State Key | Y22388 |
Land Area | 13.871000 |
Water Area | 0.961000 |
City Alias Code | |
City Mixed Case | Miami |
City Alias Mixed Case | Miami |
Box Count | 0 |
SFDU | 7961 |
MFDU | 4467 |
State ANSI | 12 |
County ANSI | 086 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 115850 |
Unique ZIP Name | |
SSA State County Code | 10120 |
Medicare CBSA Code | 33124 |
Medicare CBSA Name | Miami-Miami Beach-Kendall, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 43 |
County Mixed Case | Miami-Dade |
Florida Homeowners Insurance News & Information
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]
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Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]
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Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024
Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home. SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month. This […]
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Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024
Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute. The Insurance Information Institute is hopeful that the new insurance […]
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What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]
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Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023
Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]