Get multiple home insurance quotes in 33156. Our licensed 33156, FL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 33156

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 33156, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Miami, FL from a list of top tier nationwide insurers.

Our Florida licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 33156 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 33156

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Miami, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

33156 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Miami we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 33156, homeowners are seeing rates around 1520 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 33156!

33156 Home Insurance Average Premiums

Local 33156 homeowners insurance quotes comparison

$1270 /yr.

Shows Zip Code: 33156 lowest rates with discounts applied on average.

For the 33156, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1270 /yr.
Average Coverage:$1520 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1820 /yr.

What is the average home insurance cost for a home in 33156?

  • • The average homeowners insurance premium paid annually for a home in 33156 is around $1520 per year.

What does it cost on average per month for home insurance in 33156?

  • • Homeowners in 33156 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 33156?

  • • Autoowners in 33156 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33156.
Review average rates in another zip code:
33138 homeowners insurance rates
33130 homeowners insurance rates
33162 homeowners insurance rates
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33166 homeowners insurance rates
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33196 homeowners insurance rates
33175 homeowners insurance rates
33145 homeowners insurance rates
33129 homeowners insurance rates

Home Replacement Cost Coverage in 33156

Average Building Cost Per Square Foot in 33156: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33156: 5,066 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33156 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33156 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33156 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,066 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1675,066$846,000
Additional Upgrades & Added Features$2095,066$1,057,500
Major Home Updates or Advancements$2515,066$1,269,000

It's important to understand that when you estimate your replacement cost of your home in the 33156 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33156

Best Home & Auto Insurance Agencies in 33156

Allstate Insurance Company - Maria Guarin

Address: 11533 South Dixie Highway Miami, FL 33156
Phone:
Website: http://www.allstateagencies.com/043841?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Yolanda Torres

Address: 9404 S Dixie Hwy Miami, FL 33156
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16146
Info:

Allstate Insurance Companies - Sales Offices- Pinecrest

Address: 7740 SW 104th St, #100 Miami, FL 33156
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Companies - Sales Offices- Kendall

Address: 6910 N Kendall Dr, #201 Miami, FL 33156
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance-David L. Kinney

Address: 7300 N Kendall Dr, #470 Miami, FL 33156
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 33156

Population Review for 33156 Zip Code

For the city of Miami, the population within 33156 has increased to over 35,930 residents in population size. The current population total is 34,036. We have broken down the population based on race below. In 33156, there are over 16351 in male population and 17685 females.

PopulationValues
Total Population34,036
White Population15914
Black Population756
Hispanic Population19068
Asian Population1671
Hawaiian Population6
Indian Population78
Other Population1990
Male Population16351
Female Population17685
Population Estimate35930

Household Data for 33156

The average number of homes in 33156 is around 12,619, there are an average of 2.69 per household. The average house value according to local real estate values is around $846,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,619
Persons Per Household2.69
Average House Value$846,000
Income Per Household$123991
Median Age42.7
Median Age Male41.0
Median Age Female44.0
33156 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2165
Number Of Employees20295
Business First Quarter Payroll271118
Business Annual Payroll1221513
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District27
Congressional LandArea208.84
Delivery Residential13357
Delivery Business1507
Delivery Total15340
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area13.871000
Water Area0.961000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU7961
MFDU4467
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]