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Searching for Homeowners Insurance in 33160

If you are a homeowners that lives in 33160 you may be searching for more affordable homeowners insurance in North Miami Beach. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of North Miami Beach, FL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Florida licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 33160 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional North Miami Beach, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 33160 Home Insurance Costs: very high!

In North Miami Beach, homeowners are paying roughly $1583 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 33160 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in North Miami Beach are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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33160 Home Insurance Average Premiums

Local 33160 homeowners insurance quotes comparison

$1333 /yr.

Shows Zip Code: 33160 lowest rates with discounts applied on average.

For the 33160, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1333 /yr.
Average Coverage:$1583 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1883 /yr.

What is the average home insurance cost for a home in 33160?

  • • The average homeowners insurance premium paid annually for a home in 33160 is around $1583 per year.

What does it cost on average per month for home insurance in 33160?

  • • Homeowners in 33160 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 33160?

  • • Autoowners in 33160 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Miami Beach area, check out other zip codes nearby 33160.
Review average rates in another zip code:
33160 homeowners insurance rates

Home Replacement Cost Coverage in 33160

Average Building Cost Per Square Foot in 33160: $167

Location: North Miami Beach, Florida (Miami-dade County)

Average Square Footage in 33160: 1,623 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33160 before you start any project. North Miami Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33160 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33160 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,623 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Miami Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,623$271,100
Additional Upgrades & Added Features$2091,623$338,875
Major Home Updates or Advancements$2511,623$406,650

It's important to understand that when you estimate your replacement cost of your home in the 33160 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33160

Brown & Brown Dade

Address: 18305 Biscayne Blvd North Miami Beach, FL 33160
Phone: (305)932-5300
Website:

Best Home & Auto Insurance Agencies in 33160

Beverly, Crawford - State Farm Insurance Bev Crawford Insurance 33016

Address: 8100 Nw 155th St, Ste 202 Miami Lakes, FL 33160
Phone:
Website: http://www.bevcrawford.com/
Info:

Allstate Insurance Company - Marilin Ruiz

Address: 8000 Governors Square Blvd Hialeah, FL 33160
Phone:
Website: http://www.allstateagencies.com/024008?cid=OTC-YP.com-IYP&att=TL
Info:

Tonya Baker-Turner State Farm Insurance 33015

Address: 18590 Nw 67th Ave, Ste 200a Hialeah, FL 33160
Phone:
Website: http://www.tonyabakerturner.com/
Info:

Southwestern Insurance

Address: 4375 Palm Ave Hialeah, FL 33160
Phone:
Website: http://www.progressiveagent.com/southwestern-insurance-hialeah
Info:

Enette, Henderson - State Farm Asyrans Agence Henderson Asyrans 33162

Address: 152 Ne 167th St Miami, FL 33160
Phone:
Website: http://www.enettehenderson.com/
Info:

Housing Demographics for 33160

Population Review for 33160 Zip Code

For the city of North Miami Beach, the population within 33160 has increased to over 65,158 residents in population size. The current population total is 44,085. We have broken down the population based on race below. In 33160, there are over 20876 in male population and 23209 females.

PopulationValues
Total Population44,085
White Population25028
Black Population1871
Hispanic Population18392
Asian Population804
Hawaiian Population9
Indian Population108
Other Population3520
Male Population20876
Female Population23209
Population Estimate65158

Household Data for 33160

The average number of homes in 33160 is around 20,482, there are an average of 2.14 per household. The average house value according to local real estate values is around $271,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,482
Persons Per Household2.14
Average House Value$271,100
Income Per Household$53393
Median Age47.6
Median Age Male47.0
Median Age Female48.2
33160 DetailsValues
StateFL
State Full NameFlorida
City TypeB
City Alias AbbreviationN MIAMI BEACH
Area Code786/305
CityNorth Miami Beach
City Alias NameNORTH MIAMI BEACH
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1739
Number Of Employees11458
Business First Quarter Payroll145283
Business Annual Payroll546784
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District24
Congressional LandArea106.08
Delivery Residential30448
Delivery Business1053
Delivery Total31765
Preferred Last Line KeyY22536
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22536
Land Area4.434000
Water Area3.337000
City Alias Code
City Mixed CaseNorth Miami Beach
City Alias Mixed CaseNorth Miami Beach
Box Count396
SFDU1427
MFDU28082
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]