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33169 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 33169? Our rates are very competitive for homeowners living in Miami, FL. Many homeowners based out of your 33169 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33169 should appear in the zip code field ready to go. For Miami, FL Home Insurance Rate Quotes click to review the best rates and service online!

33169 Average Premium is Rated: Very High!

Homeowners living in 33169 can easily save up to 40% off the average home insurance premium of $1672 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Miami that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 33169 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 33169!

33169 Home Insurance Average Premiums

Local 33169 homeowners insurance quotes comparison

$1422 /yr.

Shows Zip Code: 33169 lowest rates with discounts applied on average.

For the 33169, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1422 /yr.
Average Coverage:$1672 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1972 /yr.

What is the average home insurance cost for a home in 33169?

  • • The average homeowners insurance premium paid annually for a home in 33169 is around $1672 per year.

What does it cost on average per month for home insurance in 33169?

  • • Homeowners in 33169 pay a monthly average cost per month around $139.00.

What kind of discount could I get if I combine my home and auto insurance together in 33169?

  • • Autoowners in 33169 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33169.
Review average rates in another zip code:
33138 homeowners insurance rates
33196 homeowners insurance rates
33146 homeowners insurance rates
33185 homeowners insurance rates
33125 homeowners insurance rates
33157 homeowners insurance rates
33183 homeowners insurance rates
33176 homeowners insurance rates
33144 homeowners insurance rates
33174 homeowners insurance rates

Home Replacement Cost Coverage in 33169

Average Building Cost Per Square Foot in 33169: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33169: 1,592 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33169 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33169 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33169 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,592 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,592$265,900
Additional Upgrades & Added Features$2091,592$332,375
Major Home Updates or Advancements$2511,592$398,850

It's important to understand that when you estimate your replacement cost of your home in the 33169 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33169

Best Home & Auto Insurance Agencies in 33169

Estrella Insurance Incorporated

Address: 180 Northwest 183rd Street #115 Miami, FL 33169
Phone:
Website: http://www.estrellainsurance.com/
Info:

Insure Smart - Insurance - Insurance Agents

Address: 19321 Northwest 2nd Avenue Miami, FL 33169
Phone:
Website: http://www.insure-smart.com/
Info:

Luis, Peters - State Farm Luis Peters Agencia De Seguro

Address: 20401 NW 2nd Ave, #102 Miami Gardens, FL 33169
Phone:
Website: http://www.luispeters.com/
Info:

Allstate Insurance Companies - Sales Offices- North Miami Beach

Address: 1682 NE Miami Gardens Dr Miami, FL 33169
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Charles Petersen

Address: 20911 NW 2nd Ave Miami, FL 33169
Phone:
Website:
Info:

Housing Demographics for 33169

Population Review for 33169 Zip Code

For the city of Miami, the population within 33169 has increased to over 42,847 residents in population size. The current population total is 42,308. We have broken down the population based on race below. In 33169, there are over 19612 in male population and 22696 females.

PopulationValues
Total Population42,308
White Population2406
Black Population33030
Hispanic Population7104
Asian Population571
Hawaiian Population7
Indian Population64
Other Population2004
Male Population19612
Female Population22696
Population Estimate42847

Household Data for 33169

The average number of homes in 33169 is around 13,983, there are an average of 3.01 per household. The average house value according to local real estate values is around $265,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,983
Persons Per Household3.01
Average House Value$265,900
Income Per Household$50611
Median Age37.0
Median Age Male34.6
Median Age Female38.9
33169 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786/954
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses993
Number Of Employees20154
Business First Quarter Payroll295170
Business Annual Payroll1212087
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District24
Congressional LandArea106.08
Delivery Residential14235
Delivery Business1409
Delivery Total15055
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area6.837000
Water Area0.239000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU7416
MFDU4080
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]