Get multiple home insurance quotes in 32751. Our licensed 32751, FL agents are ready to serve you.

32751 Home Insurance Rates

For homeowners living in 32751, the population estimates are increasing to well over 23,230 with 9,920 occupied homes within the zip code of 32751. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Maitland have increased and the average home insurance premium is around $1,557 per year in 32751. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 32751 zip code today so we can help you find affordable Maitland, FL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 32751

Please select one of the three options below based on your 32751 zip code to learn more about Florida homeowners insurance, plus review average rates and information per state, county or city.

  1. Florida Homeowners Insurance Quotes
  2. Orange County, FL Home Insurance
  3. Maitland, FL Home Insurance Quotes

32751 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 32751 zip code just got easier with GetHomeInsuranceQuotes.com of Maitland, FL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 32751 today and let us help you review the best home insurance quotes available for homeowners living in Maitland.

Get 32751 Homeowners Insurance Rates Now!

32751 Home Insurance Average Premiums

Local 32751 homeowners insurance quotes comparison

$1307 /yr.

Shows Zip Code: 32751 lowest rates with discounts applied on average.

For the 32751, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1307 /yr.
Average Coverage:$1557 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1857 /yr.

What is the average home insurance cost for a home in 32751?

  • • The average homeowners insurance premium paid annually for a home in 32751 is around $1557 per year.

What does it cost on average per month for home insurance in 32751?

  • • Homeowners in 32751 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 32751?

  • • Autoowners in 32751 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maitland area, check out other zip codes nearby 32751.
Review average rates in another zip code:
32751 homeowners insurance rates

Home Replacement Cost Coverage in 32751

Average Building Cost Per Square Foot in 32751: $167

Location: Maitland, Florida (Orange County)

Average Square Footage in 32751: 2,077 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32751 before you start any project. Maitland homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32751 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32751 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,077 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maitland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,077$346,800
Additional Upgrades & Added Features$2092,077$433,500
Major Home Updates or Advancements$2512,077$520,200

It's important to understand that when you estimate your replacement cost of your home in the 32751 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32751

Access Insurance Services

Address: 6521 South Highway 17-92 Maitland, FL 32751
Phone: (407)667-5700
Website:

Best Home & Auto Insurance Agencies in 32751

Carinsurance.com

Address: 1535 N Maitland Ave Maitland, FL 32751
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 668 N Orlando Ave Maitland, FL 32751
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

MacDowell, Jack - MacDowell Insurance Incorporated

Address: 420 Lake Howell Road Maitland, FL 32751
Phone:
Website: http://www.macdowellinsurance.com/
Info:

Huckleberry, Sibley H - Huckleberry Sibley H

Address: 1020 North Orlando Avenue #200 Maitland, FL 32751
Phone:
Website: http://www.merrimacins.com/
Info:

Nationwide Insurance

Address: 401 Lake Howell Rd Maitland, FL 32751
Phone:
Website: http://www.nationwide.com/
Info:

Housing Demographics for 32751

Population Review for 32751 Zip Code

For the city of Maitland, the population within 32751 has increased to over 24,509 residents in population size. The current population total is 23,230. We have broken down the population based on race below. In 32751, there are over 11102 in male population and 12128 females.

PopulationValues
Total Population23,230
White Population16162
Black Population2559
Hispanic Population3413
Asian Population718
Hawaiian Population13
Indian Population72
Other Population975
Male Population11102
Female Population12128
Population Estimate24509

Household Data for 32751

The average number of homes in 32751 is around 9,920, there are an average of 2.33 per household. The average house value according to local real estate values is around $346,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,920
Persons Per Household2.33
Average House Value$346,800
Income Per Household$83142
Median Age39.7
Median Age Male38.0
Median Age Female41.5
32751 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code407/689
CityMaitland
City Alias NameMAITLAND
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1463
Number Of Employees30799
Business First Quarter Payroll559583
Business Annual Payroll2345163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District07|10
Congressional LandArea513.58|1129.32
Delivery Residential10519
Delivery Business1249
Delivery Total15160
Preferred Last Line KeyY22319
Classification Code
Multi-CountyY
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22319
Land Area7.019000
Water Area1.192000
City Alias Code
City Mixed CaseMaitland
City Alias Mixed CaseMaitland
Box Count0
SFDU6254
MFDU1724
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115565
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]