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32730 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 32730 zip code it's important to know that our rates are very competitive for homeowners living in Casselberry, FL. Many homeowners based out of your 32730 area have found it very easy to shop with For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32730 should appear in the zip code field ready to go. For Casselberry, FL Homeowners Insurance Quotes nearby, we offer the best rates and service.

32730: Average Home Insurance Rates

For homeowners living in the great city of Casselberry, the average homeowners policy is considered very high in comparison to other states. Florida premiums are estimated to be around $1641 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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32730 Home Insurance Average Premiums

Local 32730 homeowners insurance quotes comparison

$1391 /yr.

Shows Zip Code: 32730 lowest rates with discounts applied on average.

For the 32730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1391 /yr.
Average Coverage:$1641 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1941 /yr.

What is the average home insurance cost for a home in 32730?

  • • The average homeowners insurance premium paid annually for a home in 32730 is around $1641 per year.

What does it cost on average per month for home insurance in 32730?

  • • Homeowners in 32730 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 32730?

  • • Autoowners in 32730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Casselberry area, check out other zip codes nearby 32730.
Review average rates in another zip code:
32707 homeowners insurance rates
32730 homeowners insurance rates

Home Replacement Cost Coverage in 32730

Average Building Cost Per Square Foot in 32730: $167

Location: Casselberry, Florida (Seminole County)

Average Square Footage in 32730: 1,287 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32730 before you start any project. Casselberry homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,287 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Casselberry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,287$215,000
Additional Upgrades & Added Features$2091,287$268,750
Major Home Updates or Advancements$2511,287$322,500

It's important to understand that when you estimate your replacement cost of your home in the 32730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32730

Best Home & Auto Insurance Agencies in 32730

Housing Demographics for 32730

Population Review for 32730 Zip Code

For the city of Casselberry, the population within 32730 has increased to over 5,715 residents in population size. The current population total is 5,743. We have broken down the population based on race below. In 32730, there are over 2715 in male population and 3028 females.

Total Population5,743
White Population3239
Black Population917
Hispanic Population1581
Asian Population127
Hawaiian Population1
Indian Population14
Other Population466
Male Population2715
Female Population3028
Population Estimate5715

Household Data for 32730

The average number of homes in 32730 is around 2,589, there are an average of 2.19 per household. The average house value according to local real estate values is around $215,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,589
Persons Per Household2.19
Average House Value$215,000
Income Per Household$46344
Median Age39.6
Median Age Male36.9
Median Age Female42.4
32730 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code407/689
County FIPS117
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses168
Number Of Employees1714
Business First Quarter Payroll10409
Business Annual Payroll45247
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District07
Congressional LandArea513.58
Delivery Residential2610
Delivery Business167
Delivery Total2876
Preferred Last Line KeyY21554
Classification Code
CSA NameOrlando-Lakeland-Deltona, FL
City State KeyY21554
Land Area1.233000
Water Area0.058000
City Alias Code
City Mixed CaseCasselberry
City Alias Mixed CaseCasselberry
Box Count84
State ANSI12
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number111403
Unique ZIP Name
SSA State County Code10580
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID57
County Mixed CaseSeminole

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]