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Are you paying too much for homeowners insurance in 32720? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Deland, FL that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Florida licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 32720?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 32720 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 32720 and get ready to save.

3 Easy Ways To Save Money In 32720

These three links will help you explore home insurance quotes in 32720 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 32720 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Deland is roughly $1618. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 32720 Homeowners Insurance Rates Right Now!

32720 Home Insurance Average Premiums

Local 32720 homeowners insurance quotes comparison

$1368 /yr.

Shows Zip Code: 32720 lowest rates with discounts applied on average.

For the 32720, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1368 /yr.
Average Coverage:$1618 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1918 /yr.

What is the average home insurance cost for a home in 32720?

  • • The average homeowners insurance premium paid annually for a home in 32720 is around $1618 per year.

What does it cost on average per month for home insurance in 32720?

  • • Homeowners in 32720 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32720?

  • • Autoowners in 32720 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deland area, check out other zip codes nearby 32720.
Review average rates in another zip code:
32724 homeowners insurance rates
32720 homeowners insurance rates

Home Replacement Cost Coverage in 32720

Average Building Cost Per Square Foot in 32720: $167

Location: Deland, Florida (Volusia County)

Average Square Footage in 32720: 1,349 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32720 before you start any project. Deland homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32720 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32720 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,349 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,349$225,200
Additional Upgrades & Added Features$2091,349$281,500
Major Home Updates or Advancements$2511,349$337,800

It's important to understand that when you estimate your replacement cost of your home in the 32720 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32720

Best Insurance Services Inc

Address: 1319 South Woodland Boulevard Deland, FL 32720
Phone: (386)738-1590
Website:

Best Home & Auto Insurance Agencies in 32720

Allen- John N - State Farm Insurance Agent

Address: 644 S Woodland Blvd Deland, FL 32720
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance-Christy L Smith and Associates

Address: 929 N Spring Garden Ave, #140 Deland, FL 32720
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Companies

Address: 2251 S Woodland Blvd Deland, FL 32720
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Auto Insurance Shopper

Address: 1540 S Sr-15a Deland, FL 32720
Phone:
Website: http://www.roliemans.com
Info:

Allstate Insurance - Denny Cowart

Address: 468 S Spring Garden Ave Deland, FL 32720
Phone:
Website:
Info:

Housing Demographics for 32720

Population Review for 32720 Zip Code

For the city of Deland, the population within 32720 has increased to over 33,709 residents in population size. The current population total is 33,568. We have broken down the population based on race below. In 32720, there are over 15916 in male population and 17652 females.

PopulationValues
Total Population33,568
White Population23406
Black Population4281
Hispanic Population5095
Asian Population621
Hawaiian Population10
Indian Population142
Other Population1676
Male Population15916
Female Population17652
Population Estimate33709

Household Data for 32720

The average number of homes in 32720 is around 13,020, there are an average of 2.45 per household. The average house value according to local real estate values is around $225,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,020
Persons Per Household2.45
Average House Value$225,200
Income Per Household$61356
Median Age44.8
Median Age Male43.5
Median Age Female45.9
32720 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code386
CityDeland
City Alias NameDELAND
CountyVolusia
County FIPS127
State FIPS12
Time Zone5
Day Light SavingY
MSA2020
PMSA
CSA422
CBSA19660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDeltona-Daytona Beach-Ormond Beach, FL
MSA_NameDaytona Beach, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1006
Number Of Employees13029
Business First Quarter Payroll119641
Business Annual Payroll492672
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population494593
CBSA Division Population0
Congressional District06|07
Congressional LandArea2506.92|513.58
Delivery Residential13759
Delivery Business1177
Delivery Total14575
Preferred Last Line KeyY21703
Classification Code
Multi-CountyY
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY21703
Land Area66.296000
Water Area4.347000
City Alias Code
City Mixed CaseDeland
City Alias Mixed CaseDeland
Box Count0
SFDU8472
MFDU804
State ANSI12
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112175
Unique ZIP Name
SSA State County Code10630
Medicare CBSA Code19660
Medicare CBSA NameDeltona-Daytona Beach-Ormond Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID64
County Mixed CaseVolusia

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]